Demonstrates expertise in mortgage loan origination, underwriting requirements, and compliance with regulatory standards. Proven ability to analyze financial information and effectively communicate with clients while maintaining a strong referral base.

Highest-signal resume keywords

NMLS RegistrationMortgage Loan OriginationUnderwriting Requirements KnowledgeSales ExperienceFinancial Analysis

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned metropolitan territory
Take mortgage loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing in a timely manner
Make and solicit loan sales
Conduct sales-related activities away from U.S. Bank locations
Drive two or more hours per week
Travel as required

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Ongoing compliance with all legal or regulatory registration requirements
Maintaining a satisfactory criminal and credit record
High school diploma or equivalent
One or more years of mortgage, sales, real estate, or banking experience
Ability to travel
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in-Lending, RESPA, energy audit requirements)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market preferred
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals preferred
Candidates located near a U.S. Bank location must work on site at least three days per week

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
Pension

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Loan ApplicationsPreliminary Underwriting ReviewsPricing KnowledgeRegulatory ComplianceFinancial Information Analysis

Soft Skills

Effective CommunicationIndependent Work Ability

Certifications & Qualifications

NMLS Registration

Industry Keywords

FNMAFHLMCFHAVARESPATruth-in-LendingZoning OrdinancesLocal Bonding Programs