Demonstrates expertise in mortgage loan origination, underwriting processes, and compliance with regulatory requirements. Proven ability to analyze financial information and effectively communicate with clients while maintaining a strong referral base.

Highest-signal resume keywords

Mortgage Loan OriginationNMLS RegistrationUnderwriting Requirements KnowledgeSales ExperienceFinancial Analysis

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned metropolitan territory
Take applications and conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing
Make and solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Travel and drive 2 or more hours per week
Work on site at least three days per week when located near a U.S. Bank location

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements
Maintaining a satisfactory criminal and credit record
High school diploma or equivalent
One or more years of mortgage, sales, real estate, or banking experience
Ability to travel
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market preferred
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals preferred
Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and workplace conduct and safety policies

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage UnderwritingLoan Application ProcessingPricing KnowledgeRegulatory ComplianceFinancial Information Analysis

Soft Skills

Effective CommunicationIndependent WorkSales Skills

Certifications & Qualifications

NMLS Registration

Industry Keywords

Mortgage InsuranceFNMAFHLMCFHAVALocal Bonding ProgramsPrivate InvestorsS.A.F.E. ActRegulation Z