Demonstrates expertise in mortgage loan origination, underwriting processes, and compliance with regulatory requirements. Proven ability to drive sales and maintain strong client relationships within the assigned market.

Highest-signal resume keywords

Mortgage Loan OriginationNMLS RegistrationSales ExperienceKnowledge of Underwriting RequirementsExcellent Communication Skills

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned metropolitan territory
Take mortgage loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing
Solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of work time conducting activities away from U.S. Bank locations
Conduct mortgage sales activities in the assigned market
Drive at least 2 hours per week

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, with ongoing compliance with all legal or regulatory registration requirements
Maintaining a satisfactory criminal and credit record
High school degree or equivalent
Two or more years of Mortgage, Sales, or Real Estate experience
Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and workplace conduct and safety policies
Ability to drive 2 or more hours per week
Self-starter with excellent sales ability and ability to work independently
Established referral base within assigned market preferred
Knowledge of mortgage insurance pricing and underwriting requirements
Working knowledge of FNMA, FHLMC, FHA, VA, local bonding programs, and private investor underwriting requirements
Familiarity with local, state, and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements
Excellent communication skills and ability to analyze financial information
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Loan ApplicationsPreliminary Underwriting ReviewsMortgage Insurance PricingFNMA KnowledgeFHLMC KnowledgeFHA KnowledgeVA KnowledgeFinancial AnalysisProduction Goals AchievementRegulatory Compliance

Soft Skills

Self-StarterExcellent Sales AbilityAbility to Work Independently

Certifications & Qualifications

NMLS Registration

Industry Keywords

S.A.F.E. ActTruth-in-LendingRESPAZoning OrdinancesLocal Bonding ProgramsEnergy Audit Requirements