Universal Lending

Loan Advisor

Universal Lending
Posted 10/20/2026full-timeRemote • United StatesMid-LevelSeniorWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage origination, including loan application processing, compliance with lending regulations, and effective negotiation skills. Maintains strong customer relationships and provides exceptional service throughout the mortgage process.

Highest-signal resume keywords
Mortgage Origination ExperienceActive MLO LicenseEncompass ProficiencyCustomer Service SkillsNegotiation Skills

About the role

Key responsibilities & impact
  • Guide homebuyers through the mortgage process while promoting the company’s loan products
  • Build rapport with Risewell Homes sales agents and division personnel
  • Educate potential borrowers and homebuilder sales representatives on products and services
  • Complete loan applications and obtain required applicant information
  • Communicate with applicants by telephone, email, or in person to resolve application questions
  • Perform prequalification assessments and analyze financial condition and financing risk
  • Apply company credit policies, programs, and state and federal lending regulations
  • Negotiate loan rates, terms, and conditions
  • Lock loans on time and in the correct product type
  • Submit complete loan applications, documents, and disclosures to the assigned processing center
  • Input loans into Encompass and automated underwriting systems such as DU or LP
  • Resolve processing, underwriting, and closing issues within the loan pipeline
  • Maintain knowledge of the financial industry, economy, market conditions, rates, vendors, and competition
  • Maintain compliance across loan files and pipeline
  • Apply decision-making techniques to applicant inquiries, approvals, and requests
  • Project professionalism and act with integrity and honesty
  • Participate in teamwork, cooperation, and self-improvement goals
  • Occasional travel may be required
  • No supervisory responsibility

Requirements

What you’ll need
  • Must reside in Washington or Oregon
  • Active state MLO license in each state where business is conducted, or willingness to obtain additional state licenses in WA, OR, CA, AZ, CO, FL, and TX
  • High school diploma or GED required
  • Four-year college degree preferred
  • Minimum 5 years of lending origination experience, preferably with builders
  • Working knowledge of Encompass or other LOS systems
  • Proficiency in Excel, Word, Outlook, and PowerPoint
  • Ability to plan for contingencies, anticipate problems, and identify risks
  • Ability to negotiate to produce positive outcomes
  • Ability to effectively listen and respond to customers’ needs
  • Superior customer service skills
  • Professional written and verbal communication skills
  • Ability to maintain and foster strong partnerships with builders and customers
  • Ability to ensure customer satisfaction throughout the sales process
  • Ability to identify customer needs and adapt sales presentations
  • Must be eligible for licensure under the federal SAFE Act § 1008.105
  • Must be authorized to work in the United States
  • Valid driver’s license and active vehicle insurance required at all times

Benefits

Comp & perks
  • Eligibility for monthly bonuses
  • Eligibility for quarterly bonuses
  • Base salary paid bi-weekly
  • Equal opportunity employment
  • Reasonable accommodations for individuals with disabilities

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Loan Application ProcessingFinancial AnalysisPrequalification AssessmentsCompliance KnowledgeDecision-Making Techniques
Soft Skills
Professional CommunicationCustomer Relationship ManagementTeamwork and CooperationProblem AnticipationIntegrity and Honesty
Tools & Technologies
EncompassAutomated Underwriting SystemsExcelWordOutlookPowerPoint
Certifications & Qualifications
Active MLO LicenseEligibility Under SAFE Act
Industry Keywords
Lending RegulationsLoan ProductsFinancial Industry KnowledgeMarket ConditionsBuilder Partnerships