Bank of America

Product Manager

• Lead development of new digital asset projects and solutions from concept through launch and ongoing enhancements
• Support cross-functional product development across Technology, Operations, Risk, Legal, Compliance and other stakeholders
• Partner with technology and external ecosystem participants to define solution architecture, integrations and implementation requirements
• Develop detailed product requirements, business cases and implementation plans
• Manage product development milestones, dependencies, risk and compliance deliverables
• Ensure solutions address scalability, client experience, operational readiness and commercialization
• Monitor developments in digital assets, payments and financial infrastructure and identify implications for the product roadmap
• Translate client needs, market opportunities and strategic priorities into product requirements, solution designs and development roadmaps

Digital Assets Product Manager

Analyst

• Facilitate parts of the credit underwriting and/or monitoring process for new and existing clients
• Support cross-border booking and regulatory compliance activities
• Provide subsidiary lending support
• Support performance-based underwriting portfolios
• Monitor covenant compliance
• Analyze client financials, projections, industry data, collateral documentation, and policy requirements
• Complete credit analysis and evaluate risks
• Write financial analyses using various tools and systems
• Ensure alignment with the bank’s risk appetite

Commercial Credit Analyst – I

Financial Planning and Analysis

• Provide comprehensive advice and customized financial solutions to clients
• Triage client leads and requests
• Make referrals to internal business and service partners based on client needs and asset thresholds
• Meet with clients to review financial and investment goals and recommend products
• Build financial plans using brokerage products, including stocks, bonds, mutual funds, annuities, banking, and money-managed solutions
• Recommend banking and investment strategies aligned with client goals and needs
• Mitigate and control risk in daily activities
• Identify and engage potential new clients through referrals or financial center clientele
• Complete required licenses and trainings
• Register with the federal registry system and complete required SAFE Act background checks

Financial Solutions Advisor – Consumer Investments

• Understand stakeholder needs to envision and create solutions
• Support cost and benefit analysis to align technology solutions with business strategy
• Gather and catalog functional, non-functional, and technical requirements
• Identify impacts of application modifications and enhancements, integration points, and end-to-end solution design
• Assist users and development teams with application testing and troubleshooting
• Help with test planning and configuring test solutions to validate functional and system needs
• Document technology processes, procedures, and workflows
• Manage engagement intake and portfolio planning, assessing demand, prioritizing work, aligning resources, and supporting delivery commitments
• Develop and maintain demand, capacity, resource, and financial forecasts
• Perform scenario analysis and identify optimization opportunities
• Track cost-efficiency metrics and realized benefits for workforce planning, investment decisions, and portfolio performance
• Create and deliver executive communications, reporting, governance materials, and data-driven insights
• Partner across business and technology teams to coordinate engagements, manage planning and forecasting, monitor risks and dependencies, and communicate with senior leadership

Analyst II – Tech Delivery

Full-stack Engineer

• Define and lead the engineering approach for program- or portfolio-level solutions
• Develop, analyze, and deliver technical enablers with Architecture
• Lead planning, definition, and design of complex features spanning multiple teams
• Create approaches for complex technology and solution development
• Provide technical oversight, design reviews, and code reviews for teams
• Define the technology tool stack using approved and supported technologies
• Explore technologies to improve development efficiency, test/QA coverage, and release management
• Lead the end-to-end test strategy, creation, adherence, and integration between teams
• Direct GMI Technology teams working on the migration program
• Work with Program Managers to plan and prioritize technology-focused items
• Coordinate GMI Technology migration projects with other program workstreams
• Ensure non-functional requirements are met in the new solution
• Develop and maintain a clear, efficient ecosystem architecture
• Maintain a working ecosystem around GMI and its replacement platform
• Maintain high technology SDLC standards
• Drive the technology aspects of migrating the legacy Back Office platform to the GMI Next Gen system

Principal Engineer – GMI Next Gen

Banker

• Engage clients in the lobby and educate them on self-service resources
• Assist clients with mobile banking, online banking, and ATM transactions
• Process cash transactions accurately and efficiently
• Conduct deep conversations to understand clients’ financial and life priorities
• Connect clients with solutions that meet their financial goals
• Execute the bank’s risk culture and strive for operational excellence
• Build client relationships to meet financial needs
• Follow established processes, guidelines, laws, and regulations
• Partner with small business, lending, and investment experts to grow business knowledge and networks
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities
• Train at one financial center and potentially move to another location within a reasonable commuting distance based on business needs

Relationship Banker

• Engage clients in the lobby to educate and assist with transactions through mobile banking, online banking, and ATM self-service resources
• Accurately and efficiently process cash transactions
• Conduct deep conversations to understand clients’ financial and life priorities
• Connect clients to solutions that meet their financial goals
• Execute the bank’s risk culture and operational excellence standards
• Build client relationships to meet financial needs
• Partner with experts in small business, lending, and investments
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities

Compliance

• Lead and execute internal control discipline and operational excellence within a Line of Business or Enterprise Control Function
• Assess the design and effectiveness of the risk and control environment
• Perform monitoring and testing of controls and identify issues and control improvements for remediation
• Implement optimized controls and enhanced Quality Assurance practices
• Manage the performance and productivity of team members conducting quality inspection reviews
• Ensure timely execution of QA activities, including control execution, case management, and results reporting
• Manage and review frontline unit responses for regulatory exams, internal audits, and monitoring and inspection reviews
• Ensure accurate data capture for inspection metrics and governance dashboard reporting
• Lead Global Technology regulatory engagements and deliver timely, accurate, high-quality materials
• Partner with technology subject matter experts to develop regulatory responses and presentations
• Review technical evidence for completeness, accuracy, and regulatory alignment
• Collaborate across Technology, Operations, Audit, GCOR, and other control functions
• Provide senior leaders with visibility into regulatory requirements, risks, impacts, and engagement outcomes
• Build relationships and influence senior stakeholders through clear communication and leadership
• Operate with minimal supervision using business and technology acumen and regulatory expertise

Business Control Manager – Technology Risk, Regulatory Engagement Lead

Associate

• Assist trust officers with all phases of trust relationship servicing and administration
• Interact with Merrill Advisors, client teams, clients, and clients’ outside advisors
• Coordinate internal delivery of trust services through Fiduciary Solutions and/or Trust Operations groups
• Prepare meeting materials and update family trees
• Research client and Advisor inquiries and support timely responses
• Facilitate tax reporting by researching cost basis, obtaining outstanding tax documents, and furnishing tax documents to clients and tax preparers
• Monitor cash balances, remediate overdrafts, and address excess cash holdings
• Review prior-day activity reports
• Raise cash
• Review and update Investment Policy Statements
• Prepare Discretionary Action Forms and review supporting documentation
• Update account coding following changed circumstances or periodic account reviews
• Prepare fee acknowledgements
• Manage Deceased Client Notification process and action items
• Maintain accounts, including interested-party records
• Conduct Know Your Client refreshes
• Monitor RMD status for IRAs and private foundations
• Support ad-hoc administrative and strategic projects
• Prepare reports and conduct research
• Adhere to Private Bank and Enterprise risk framework and regulatory and legal requirements

Senior Trust Associate, Private Bank

• Obtain Securities Industry Essentials (SIE), Series 7, and Series 66 licenses through structured lessons and dedicated study time
• Build financial services knowledge through a defined consultative approach
• Systematically identify client needs and appropriate solutions
• Acquire, build, and manage client relationships
• Consider clients’ complex financial pictures and provide advice and solutions
• Deliver comprehensive advice and client reviews/presentations
• Recommend strategies to help clients achieve financial goals and life priorities
• Collaborate with core banking and investment partners
• Connect clients with Bank of America and Merrill banking and investment solutions
• Interact with banking customers, small business owners, and higher-net-worth clients
• Grow and deepen relationships within a portfolio of clients
• Train at one financial center and potentially begin in a phone-based capacity until a financial center is determined

Financial Solutions Advisor

• Evaluate the creditworthiness of businesses seeking loans or credit
• Analyze financial statements, credit reports, and other financial data to assess risk
• Make recommendations on loan approval and terms
• Develop financial profiles and create risk reports
• Monitor existing loan portfolios and ensure financial obligations can be met
• Ensure compliance with credit policies and perform ongoing loan portfolio maintenance
• Work alongside senior commercial credit analysts on complex projects and analyses
• Collaborate with loan officers, relationship managers, and other departments to support the lending process

Commercial Credit Analyst – Small Business Credit

• Lead and execute internal control discipline and operational excellence within a Line of Business or Enterprise Control Function
• Execute processes and tools to drive adherence to enterprise-wide standards
• Support quality assurance and quality control through ongoing control monitoring and testing
• Identify control issues and improvements for remediation, and build action plans and milestones
• Lead timely, accurate, and high-quality regulatory engagements for Global Technology
• Develop strong regulatory response materials, overviews, and deep-dive technical presentations
• Coordinate with technical subject matter experts throughout regulatory examinations
• Manage engagement flow and aggressive timelines from exam start through completion
• Interface with all organizational levels to ensure management awareness of risks, regulatory requirements, and impacts
• Collaborate with Technology, Operations, Audit, GCOR, and other control functions
• Assess the design and effectiveness of the risk and control environment
• Lead implementation of optimized controls and enhanced QA practices supporting business continuity
• Manage team-member performance and productivity for quality inspection reviews
• Ensure timely QA activities, including control execution, case management, and results reporting
• Manage and review frontline-unit responses for regulatory exams, internal audits, and monitoring reviews
• Ensure data accuracy and capture relevant inspection metrics for governance dashboards
• Review technical evidence for completeness, accuracy, and alignment with regulatory expectations
• Provide senior leaders visibility into regulatory requirements, risks, impacts, and engagement outcomes
• Build relationships and influence senior stakeholders through clear communication and leadership
• Operate with minimal supervision using business and technology acumen and regulatory knowledge

• Support data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses
• Review and analyze portfolio, loss, and performance trends
• Support development of databases, queries, reporting, and data production processes
• Work with Technology to implement changes supporting ongoing data needs
• Develop and execute reporting enabling Risk and business partners to identify and manage risk
• Provide analytical support for product strategic initiatives across Risk functions and lines of business
• Produce database performance reports for senior management using data mining and advanced analytical techniques
• Respond to complex ad-hoc information requests from internal and external parties
• Support cross-functional remediation of data quality issues
• Monitor control outputs and investigate control-check alerts
• Create and maintain Dealer-level credit risk performance reporting
• Analyze vintage wedges and current performance against guardrails, accounting for business expansions or contractions
• Conduct ad-hoc credit risk analysis related to Consumer Vehicle Lending, including key risk segments such as electric vehicles
• Perform complex analysis of asset quality, model use risk, and emerging risks
• Support Credit Risk points of view through analysis of loss forecasting results, model use risks, and emerging risk themes
• Apply sophisticated analytical techniques to assess current and potential risks
• Independently assess model use risks within the Consumer and Small Business model inventory
• Expand AI adoption for monitoring, risk assessment, operational excellence, and documentation

Credit Risk Analyst

• Apply judgmental and prescriptive lending principles in decisioning credit card applications
• Evaluate a wide range of applications and credit complexities with high levels of approval authority
• Optimize relationship opportunities and maintain a high level of customer service with internal and external partners
• Receive inbound and make outbound client calls
• Manage and prioritize tasks to decide credit requests within required SLA period
• Apply lending policies, procedures, and regulatory requirements
• Service existing clients and maintain accounts
• Follow lender guidance for final decisions and ensure adherence to policy guidelines

Credit Card Analyst III – Small Business Credit

• Engage clients in the lobby and educate them about self-service resources
• Assist clients with mobile banking, online banking, and ATM transactions
• Accurately and efficiently process cash transactions
• Hold in-depth conversations to understand clients’ financial and life priorities
• Connect clients to solutions that meet their financial goals
• Execute the bank’s risk culture and strive for operational excellence
• Build relationships with clients to meet financial needs
• Follow established processes, guidelines, laws, and regulations
• Partner with small business, lending, and investment experts to grow business knowledge and networks
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities