EXL

Field Insurance Inspector

EXL
Posted 10/19/2026full-timeMonterey • California • United StatesMid-LevelSenior💰 $23 - $25 per hourWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in conducting property surveys and risk assessments for high-value homes and commercial businesses, utilizing strong analytical skills and effective communication to engage stakeholders. Proficient in generating replacement-cost estimates and documenting hazards for underwriting purposes.

Highest-signal resume keywords
Risk AssessmentReplacement Cost AnalysisProperty SurveyingAnalytical SkillsCommunication Skills

About the role

Key responsibilities & impact
  • Conduct virtual and onsite inspections of high-value homes and small businesses for personal and commercial lines insurance companies
  • Analyze replacement cost value and assess risk
  • Demonstrate professionalism and expertise to agents, policyholders, business assistants, and other stakeholders
  • Complete the requisite number of surveys each month to achieve personal revenue production goals
  • Complete special projects assigned by the manager
  • Conduct property surveys on high-value homes, documenting construction materials, workmanship, and special structural features
  • Determine home square footage through detailed measurements or building plans
  • Generate replacement-cost estimates using industry calculators, EXL resources, and personal findings
  • Observe and assess physical, liability, wildfire, hurricane, and other natural hazards
  • Document hazards for underwriting and recommend risk improvements
  • Complete detailed survey reports with narrative assessments
  • Conduct underwriting surveys and loss-control assessments for commercial businesses
  • Evaluate Property, General Liability, Workers Compensation, and Auto/Fleet risks
  • Engage business owners regarding safety culture, loss history, risk-management controls, and safety-program maturity

Requirements

What you’ll need
  • Bachelor's Degree
  • High degree of professionalism and emotional intelligence
  • Strong analytical skills and resourcefulness
  • Solid aptitude for risk assessment and replacement cost
  • Excellent written and oral communications
  • Proficiency with computer equipment and software
  • Ability to manage multiple projects at once and handle time-sensitive urgencies
  • Willingness to travel
  • High Value Survey or Commercial Survey experience appreciated

Benefits

Comp & perks
  • 17 days paid vacation
  • 10 paid holidays
  • Paid sick leave
  • Superb training program
  • Work from home when not in the field
  • Career advancement opportunities
  • Tuition Reimbursement Program
  • $2,250 Joining Bonus
  • Competitive benefits
  • Uncapped production-based incentive pay

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Replacement Cost EstimationProperty SurveyingRisk AssessmentDetailed MeasurementsSurvey Report DocumentationLoss-Control AssessmentHazard ObservationCommercial Survey ExperienceHigh Value Survey Experience
Soft Skills
ProfessionalismEmotional IntelligenceResourcefulnessTime Management
Tools & Technologies
Industry CalculatorsEXL ResourcesComputer Software
Certifications & Qualifications
Bachelor's Degree
Industry Keywords
InsuranceUnderwritingLiability RisksWorkers CompensationAuto/Fleet RisksSafety CultureRisk-Management Controls