Demonstrates expertise in originating mortgage loans, conducting underwriting reviews, and maintaining compliance with regulatory requirements. Possesses strong sales abilities and a thorough understanding of mortgage pricing and underwriting standards.

Highest-signal resume keywords

National Mortgage Licensing Service (NMLS) RegistrationMortgage Underwriting KnowledgeSales ExperienceExcellent Communication SkillsEstablished Referral Base

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned metropolitan territory
Take mortgage loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing
Solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of work time conducting activities away from U.S. Bank locations
Drive two or more hours per week

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements
Maintaining a satisfactory criminal and credit record
High school degree or equivalent
Two or more years of Mortgage, Sales, or Real Estate experience
Self-starter with excellent sales ability and ability to work independently
Established referral base within assigned market
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state, and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements
Excellent communication skills and ability to analyze financial information
Sales oriented
Ability to work on site at least three days per week if located near a U.S. Bank location

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension
Disability accommodations during the application or hiring process

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Loan OriginationPreliminary Underwriting ReviewLoan Application ProcessingFinancial AnalysisKnowledge of FNMA Underwriting RequirementsKnowledge of FHA Underwriting RequirementsKnowledge of VA Underwriting RequirementsKnowledge of Truth-in-LendingKnowledge of RESPAKnowledge of Zoning Ordinances

Soft Skills

Self-StarterSales OrientedAbility to Work Independently

Certifications & Qualifications

NMLS Registration

Industry Keywords

Mortgage InsuranceLocal Bonding ProgramsPrivate InvestorsEnergy Audit Requirements