Bank of America

Financial Planning and Analysis

• Obtain Securities Industry licenses through dedicated classes and study time
• Develop foundational advisor skills, including acquiring, building, and managing client relationships
• Consider clients’ complex financial pictures and provide advice and solutions
• Deliver Bank of America’s core banking, investment solutions, and client-care approach
• Grow business knowledge using a defined consultative approach to identify client needs and appropriate solutions
• Build a network with banking customers, small business owners, and higher-net-worth clients
• Provide comprehensive end-to-end advice
• Deliver client reviews and presentations
• Recommend strategies to help clients achieve financial goals and life priorities
• Collaborate with core banking and investment partners
• Connect clients with Bank of America and Merrill solutions
• Progress toward Financial Solutions Advisor Stage II and other career opportunities after demonstrating success

Financial Solutions Advisor

Financial Crime

• Conduct end-to-end investigations across relevant lines of business, focusing on Special Investigations, Global Markets, or Global Wealth and Investment Management
• Conduct complex investigations involving external-party fraud, securities fraud, money laundering, or terrorist financing
• Complete investigations while meeting or exceeding closure and quality metrics
• Complete Suspicious Activity Reports (SAR) accurately and on time for regulators and/or law enforcement
• Report investigation facts to senior stakeholders to help identify operational or compliance risks
• Partner with GFCC Risk Management, Front Line Units, and other stakeholders to resolve investigations
• Perform quality control, training, communications, guidance, monitoring scenario development and enhancement input and testing, or law enforcement liaison responsibilities
• Report to investigations teams responsible for coverage over Special Investigations, Global Markets, or Global Wealth and Investment Management

GFC Investigator – Brokerage, AML

Sales

• Monitor loan portfolios of Private Bank/Merrill Lynch clients for mortgage products ranging from basic to highly customized arrangements
• Work closely with Residential Real Estate Specialists, PCAs, PCMs, and FAs in structuring and pricing
• Interact directly with clients
• Serve as the primary client contact for follow-up and information throughout the loan process
• Explore opportunities to deepen client relationships by leveraging areas across Bank of America
• Identify potential cross-sell opportunities
• Comply with Federal and State compliance policies and HMDA requirements
• Register with and maintain good standing in the federal SAFE Act registry
• Submit to the required SAFE Act background check

Senior Sales Associate, Residential Real Estate

Banker

• Engage clients in the lobby to educate and assist them with transactions through mobile banking, online banking, ATM, and other self-service resources
• Accurately and efficiently process cash transactions for clients
• Conduct deep conversations to understand clients’ financial and life priorities
• Connect clients to solutions that meet their financial goals
• Execute the bank’s risk culture and strive for operational excellence
• Build relationships with clients to meet financial needs
• Follow established processes, guidelines, laws, and regulations
• Grow business knowledge and network by partnering with experts in small business, lending, and investments
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities
• Train at one financial center and potentially move to another location within a reasonable commuting distance of home based on business needs

Relationship Banker

• Conduct quantitative analytics and modeling projects for specific business units or risk types
• Perform end-to-end market risk stress testing, including scenario design, implementation, results consolidation, reporting, and analysis
• Support planning of quantitative work priorities aligned with the bank’s strategy
• Identify continuous improvements through model development and validation reviews
• Support model development and model risk management within focus areas
• Provide methodological, analytical, and technical guidance for development and validation projects
• Challenge and influence strategic and tactical approaches and identify potential risks
• Communicate submission and validation outcomes to model stakeholders and senior management
• Perform statistical analysis on large datasets and interpret qualitative and quantitative results
• Develop wholesale credit risk models, including loss forecasting, commercial scorecards, behavioral scores, and regulatory capital models
• Analyze wholesale credit performance and financial data
• Prepare white papers for developed models
• Interact with internal model risk management, address concerns, and remediate model-related findings
• Support post-implementation activities, ongoing monitoring reviews, and stakeholder interactions
• Develop new models, analytic processes, or system approaches
• Create technical documentation for modeling activities
• Work with Technology staff to design systems for running developed models
• Extract, analyze, and merge data from disparate systems
• Identify, assign, and manage project tasks and timelines across teams
• Document process steps, inputs, outputs, and requirements; identify gaps and improve workflows

Quantitative Finance Analyst

• Deepen and grow a portfolio of Commercial Banking Middle Market and Aerospace and Defense treasury clients in the Mid-Atlantic
• Build partnerships with business partners and key client decision makers
• Complete portfolio business reviews focused on revenue realization
• Pursue client prospect opportunities outside the portfolio with Relationship Managers and other enterprise partners
• Position treasury solutions suited to client needs through daily virtual interactions
• Lead pricing and negotiation discussions for treasury products to optimize relationship profitability and year-over-year revenue growth
• Drive mobile, digital, and real-time payments adoption as a digital ambassador
• Lead strategic dialogues using best practices, peer benchmarking, industry data analytics, and solution positioning
• Participate in the Client Management Process for client acquisition and relationship deepening
• Manage implementation of all solutions from start to finish for a smooth client experience and speed to revenue
• Own revenue/product growth, client calling initiatives, portfolio development, pricing, RFP responses, call preparation, and client-facing treasury presentations
• Evaluate treasury solutions using client cost/benefit and bank profitability analyses
• Maintain communication with Relationship Managers and core team members regarding client, product, and industry information
• Maintain goal achievement and performance metrics

Treasury Sales Client Officer II – Global Payment Solutions – Aerospace and Defense

• Provide comprehensive advice and customized solutions to clients to help them achieve financial goals
• Triage client leads and requests
• Make referrals to business partners and internal service providers based on client needs and asset thresholds
• Meet with clients to review financial and investment goals
• Build financial plans using brokerage products, including stocks, bonds, mutual funds, annuities, and banking and money managed solutions
• Recommend banking and investment strategies aligned with client goals and needs
• Identify and engage potential new clients through referrals or financial center clientele
• Coach and provide feedback to referral partners
• Mitigate and control risk in daily activities
• Complete required licenses and trainings and maintain SAFE Act registration in good standing

Data Engineer

• Drive efforts to develop and deliver complex data solutions supporting technology and business goals
• Lead code design and delivery for data integration, cleaning, transformation, and control
• Liaise with vendors and collaborate with stakeholders, Product, and Software Engineering teams
• Analyze performance and research and troubleshoot system engineering issues
• Execute regulatory projects requiring data lineage
• Drive data platform migration initiatives
• Perform data migration, intensive testing, and security/compliance assurance
• Lead story refinement and requirements delivery through the delivery lifecycle
• Assist team members with resolving technical complexities
• Build data transformation processes, data structures, metadata, data quality controls, dependency management, and workload management
• Assemble complex data sets and communicate deployment information
• Document system requirements and assess data requirements and feasibility
• Lead integration, regression, and performance testing; analyze reports and lead issue triage
• Close gaps in data management standards adherence with technology partners and stakeholders
• Lead complex IT projects, release processes, risk management, and data pipeline development
• Mentor Data Engineers and monitor key performance indicators and internal controls
• Create automation and scripts for functionality, data migration, reconciliation, and integrity validation
• Work with database architects, database developers, application, and security teams to resolve issues
• Execute database migration projects and support cutover and post-migration stabilization

Data Engineer III

Marketing

• Support marketing operations through design, development, and delivery of pre-campaign targeting analytics
• Interface with Strategic Marketing Managers, Data Science Engineers, Database Administrators, and Legal/Risk/Compliance partners
• Identify, research, analyze, and resolve complex problems
• Develop significant process enhancements
• Capture strategic ideas and identify key data sources
• Convert business specifications into code
• Run initial pre-sizing analytics of marketing opportunities
• Serve as subject matter expert for product eligibility parameters
• Understand permissible and legal use of data for targeting
• Feed targeted list assets into online and offline channels, including email, direct mail, authenticated webpages, authenticated mobile apps, ATMs, monthly statements, outbound and inbound call centers, and financial centers
• Manage projects, explore data, size populations, extract data, design experiments, conduct legal data-usage reviews, and manage offline/online channels
• Translate business needs into technical requirements and ensure system support conforms to business needs and specifications
• Collaborate with managers and enterprise partners across technical and non-technical functions

Marketing Information Manager I – Campaign Planner

• Engage clients in the lobby to educate and assist them with transactions through mobile banking, online banking, and ATM self-service resources
• Accurately and efficiently process cash transactions
• Conduct deep conversations to understand clients’ financial and life priorities
• Connect clients to solutions that meet their financial goals
• Execute the bank’s risk culture and strive for operational excellence
• Build relationships with clients to meet financial needs
• Follow established processes and guidelines while adhering to laws and regulations
• Grow business knowledge and network by partnering with experts in small business, lending, and investments
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities
• Train at one financial center and potentially move to another nearby location based on business needs

• Engage clients in the lobby to educate and assist them with self-service resources
• Assist clients with mobile banking, online banking, and ATM transactions
• Accurately and efficiently process cash transactions
• Conduct in-depth conversations to understand clients’ financial and life priorities
• Connect clients with solutions that meet their financial goals
• Execute the bank’s risk culture and pursue operational excellence
• Build client relationships to meet financial needs
• Follow established processes, guidelines, laws, and regulations
• Partner with small-business, lending, and investment experts to grow business knowledge and networks
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities

• Engage clients in the lobby to educate and assist them with transactions through mobile banking, online banking, and ATMs
• Accurately and efficiently process cash transactions
• Have deep conversations with clients to understand their financial and life priorities
• Connect clients to solutions that meet their financial goals
• Execute the bank’s risk culture and strive for operational excellence
• Build client relationships to meet financial needs
• Follow established processes, guidelines, laws, and regulations
• Partner with experts in small business, lending, and investments to grow business knowledge and networks
• Manage financial center traffic, appointments, and outbound calls
• Drive the client experience
• Manage cash responsibilities

Security Engineer

• Execute second-line-of-defense compliance and operational risk oversight for Front Line Units, Control Functions, and third parties
• Ensure implementation of Global Compliance and Operational Risk policies, programs, and standard operating procedures
• Identify, challenge, escalate, and mitigate compliance and operational risks
• Assess risks and effectiveness of Front-Line Unit processes and controls for compliance with laws, rules, and regulations
• Respond to regulatory inquiries, audits, and examinations
• Oversee compliance and operational risk related to third-party/vendor relationships
• Identify issues, escalate problems, and drive root-cause remediation
• Monitor processes, risks, controls, metrics, risk appetite, and limits
• Develop independent risk-management reporting for governance and management routines
• Analyze laws, rules, and regulations and provide practical stakeholder advice
• Review and challenge processes, risks, inventories, and risk and control self-assessments
• Monitor adherence to Global Technology policies and standards
• Perform inline reviews of ITGPST issue-management activities, including regulatory-issue remediation
• Provide second-line oversight of the Application and Technology Security Assessment program
• Assess technology and cyber risks across critical applications, business processes, and technology environments
• Review and challenge risk acceptance decisions, remediation strategies, and application-security control design
• Monitor emerging technology and AI-related risks, cyber threats, governance frameworks, and control environments
• Support executive reporting, governance routines, and strategic communications for senior leadership
• Evaluate adherence to enterprise risk-management standards, technology policies, and regulatory expectations
• Partner with technology, cybersecurity, risk, audit, and business teams to strengthen operational resilience and risk management

Compliance and Operational Risk Manager – Application Security, Technology Risk Oversight

• Perform end-to-end investigations or investigation support functions involving external financial crimes activities
• Conduct routine to complex investigations involving external-party fraud, money laundering, and terrorist financing
• Act as liaison to law enforcement as required
• Complete investigations while meeting or exceeding closure and quality metrics
• Complete Suspicious Activity Reports (SARs) accurately and on time for regulators and/or law enforcement
• Report investigation facts to senior stakeholders to identify operational or compliance risks
• Partner with Global Financial Crimes Management, Front Line Units, and other stakeholders to resolve investigations
• Perform quality control, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law-enforcement liaison responsibilities
• Manage and prioritize significant case inventory according to risk, management direction, and department SLAs
• Research and analyze transaction information, customer data, public records, social media, and other external research sources
• Communicate with internal stakeholders and law enforcement to obtain information and documentation
• Recommend follow-up actions and possible account closure for customers exceeding the Bank’s risk tolerance
• Identify and escalate potential operational or compliance risks

Global Financial Crimes Investigator – Consumer

Account Manager

• Provide advice and valuable financial solutions to complex Global Commercial Banking clients and prospects
• Serve as the primary point of contact and trusted advisor
• Acquire, deepen, and maintain profitable client relationships
• Manage an extensive portfolio of middle market clients with revenues greater than $50 million
• Prospect for new business and enhance existing relationships
• Interpret financial and cash flow statements to assess companies’ financial conditions and industry trends
• Collaborate with domestic and international teammates across Investment Banking, Foreign Exchange, and Wealth Management
• Facilitate relationships with Product Specialists in Credit, Treasury Management, and Merchant Services
• Design and deliver financial solutions to clients and prospects
• Lead discussions with complex clients and prospects about industries, capital structures, and business issues
• Coach and mentor peers
• Adapt to changes in sales practices and market and industry conditions

Financial Solutions Advisor

GFC Investigator – Brokerage, AML

Senior Sales Associate, Residential Real Estate

Relationship Banker

Quantitative Finance Analyst

Treasury Sales Client Officer II – Global Payment Solutions – Aerospace and Defense

Financial Solutions Advisor

Data Engineer III

Marketing Information Manager I – Campaign Planner

Relationship Banker

Relationship Banker

Relationship Banker

Compliance and Operational Risk Manager – Application Security, Technology Risk Oversight

Global Financial Crimes Investigator – Consumer

Senior Relationship Manager – Global Commercial Banking – Middle Market Banking