BMO U.S.

Financial Planning and Analysis

• Provides independent credit adjudication, approval, and risk oversight for a portfolio of Financial Institution clients
• Evaluates complex lending, counterparty credit, and trading-product exposures
• Ensures alignment with the Bank's risk appetite, credit policies, regulatory standards, and portfolio objectives
• Acts as a trusted advisor to senior business and risk leaders on credit decisions, portfolio management, emerging risks, and complex transaction structures
• Independently assesses, approves, and provides recommendations on complex credit transactions involving Financial Institution counterparties
• Evaluates counterparty credit risk, transaction structures, collateral, and risk mitigants
• Monitors portfolio quality, emerging risks, and market developments
• Leads complex credit reviews, portfolio assessments, and risk management initiatives
• Provides independent analysis and recommendations on significant transactions and emerging risk issues
• Partners with Capital Markets, Treasury, Legal, Compliance, and Risk teams
• Supports regulatory reviews, audits, and governance activities
• Builds relationships with internal and external stakeholders and represents Credit Risk in key forums and committees
• Leverages portfolio analytics, reporting, and market insights to identify trends and inform decision-making
• Drives enhancements to credit frameworks, monitoring tools, reporting, and risk management processes
• Leads strategic and operational initiatives that improve effectiveness and risk oversight
• Provides coaching, mentorship, and credit expertise to team members and business partners
• Fosters a strong risk culture and promotes sound credit judgment
• Serves as a senior subject matter expert in Financial Institutions and Counterparty Credit Risk

Senior Credit Officer – Director, Financial Institutions

Cloud Engineer

• Define reference and production-grade AI/GenAI solutions on cloud
• Build reusable, secure, and observable APIs, SDKs, microservices, and pipelines
• Operationalize LLMs and RAG with Responsible AI guardrails
• Drive platform roadmaps that enable faster delivery, lower risk, and measurable business outcomes
• Design, build, and operate cloud-native AI infrastructure for ML/GenAI workloads
• Manage GPU/CPU clusters, autoscaling, spot instance strategies, networking, storage, databases, IAM, secrets, encryption, and policy-as-code
• Implement observability and reliability for AI infrastructure using metrics, logging, tracing, SLOs, and SLIs
• Build CI/CD and GitOps pipelines for infrastructure-as-code and AI platform components
• Drive FinOps for AI infrastructure through GPU rightsizing, caching, inference optimization, and cost governance
• Enable secure APIs, microservices, event-driven architectures, model runtimes, and RAG retrieval pipelines
• Define and evolve AI infrastructure reference architecture, including Kubernetes, service mesh, ingress, serverless, multi-region, HA/DR, and compliance-ready designs
• Establish standards for containerization, IaC, secure networking, and AI systems
• Implement defense-in-depth security and Responsible AI controls, including data residency, encryption, lineage, and audit readiness
• Lead infrastructure discovery and solution design with stakeholders
• Operate platforms with SRE principles, including error budgets, incident response, and chaos testing
• Mentor engineers and create reusable IaC modules, templates, and golden paths

Principal Cloud Engineer – AI

Analyst

• Support operational processes for timely and accurate settlement of security, derivative, foreign exchange, and money market transactions executed globally
• Provide pre- and post-settlement support for account opening, confirmation, cash management, margin, and collateralization
• Support specialized operations including asset servicing, corporate actions/entitlements, correspondent banking services, and wire payment operations
• Ensure compliance with regulatory and reporting requirements
• Gather and format data for regular and ad-hoc reports and dashboards
• Support change management execution and sustainment activities
• Serve as a problem-solving resource for junior staff
• Organize work information for accuracy and completeness
• Execute service requests, transactions, and queries within service-level agreements
• Follow policies and procedures and check and reconcile information and documentation
• Analyze data and provide insights and recommendations
• Identify and resolve issues and discrepancies, escalating as required
• Deal directly with clients to resolve issues
• Communicate and collaborate with internal and external stakeholders
• Maintain stakeholder relationships and meet service delivery expectations
• Understand regulatory requirements and operational risks
• Collaborate on new processes, systems, and improvements
• Support development of tools and delivery of training
• Complete complex and diverse tasks and handle escalations
• Apply BMO’s Risk Management Framework and make risk-informed decisions

Corporate Action Entitlement Analyst

Account Manager

• Manage a defined portfolio of high-risk borrowing accounts to reduce the Bank’s loss exposure and manage risks
• Advise internal and external stakeholders on complex, high-risk credit transactions and mitigation strategies
• Make credit decisions and recommendations in accordance with sound credit-granting principles and Bank policies and procedures
• Work with stakeholders to deepen relationships and grow portfolio profitability
• Recommend alternatives to credit proposals, including restructuring applications and using special loan plans
• Contribute to development and implementation of lending policies and procedures
• Act as a trusted advisor to the assigned business/group
• Influence and negotiate with debtors and guarantors to achieve business objectives
• Analyze issues and implications and recommend and implement solutions
• Assist in developing strategic plans and identifying emerging issues and trends
• Design and develop tools and training programs and may deliver training
• Conduct independent analysis and assessment to resolve strategic issues
• Build and lead change-management and communication activities
• Provide technical expertise, coaching, and advice to team members and sales/service employees
• Coordinate workflow and exception requests and escalate concerns
• Monitor financial and risk performance of the account portfolio
• Perform financial and risk analysis to improve quality, liquidity, and the Bank’s security position
• Document credit-transaction decisions, rationale, terms, conditions, and collateral requirements
• Monitor economic and market developments affecting the portfolio
• Support strategic initiatives with internal and external stakeholders, including legal and insolvency professionals
• Gather and format data into regular and ad-hoc reports and dashboards
• Monitor and track performance and address issues
• Execute work to deliver timely, accurate, and efficient service
• Provide specialized consulting, analytical, and technical support
• Apply BMO’s Risk Management Framework and make sound, risk-informed decisions aligned with business strategy, policies, laws, and regulations

Relationship Manager, Commercial Banking – Special Accounts

• Delivers an exceptional customer experience for a defined portfolio of high-risk borrowing accounts
• Applies expertise to reduce the Bank’s loss exposure and manage risks
• Advises internal and external stakeholders on complex, high-risk credit risk transactions and mitigation strategies
• Makes credit decisions/recommendations in accordance with sound credit-granting principles and Bank policies and procedures
• Works with stakeholders to deepen relationships and grow portfolio profitability
• Ensures effectiveness of risk management controls, analysis and monitoring on transactional and portfolio bases
• Provides credit coaching, training and support to the direct team and other stakeholders
• Provides strategic input into business decisions as a trusted advisor
• Recommends strategy, new initiatives, business priorities and resource requirements to senior leaders
• Acts as a subject matter expert on regulations, policies, lending issues and credit portfolio management
• Networks with industry contacts for competitive insights and best practices
• Influences and negotiates to achieve business objectives
• Identifies emerging issues and trends to inform decision-making
• Manages resources and leads strategic initiatives to deliver business and financial goals
• Conducts independent analysis and assessment to resolve complex strategic issues
• Develops and manages information management systems and initiatives to improve processes, analysis and reporting
• Defines business requirements for analytics and reporting
• Leads change management programs, communication strategies and operational programs
• Supports credit due diligence for bank acquisitions or integration
• Monitors financial and risk performance of the account portfolio and performs customer/account financial and risk analysis
• Documents credit transaction decisions and advises on terms, conditions, collateral requirements and alternative solutions
• Builds relationships with internal and external stakeholders, including legal and insolvency professionals
• Gathers and formats data into regular and ad-hoc reports and dashboards
• Monitors and tracks performance and addresses issues
• Applies the Risk Management Framework and makes risk-informed decisions aligned with business strategy, asset protection, policies, laws and regulations

US Relationship Manager – Special Account Management

• Provide financial and investment planning and advice in collaboration with team members
• Deliver comprehensive banking solutions in the customer’s best interest
• Determine client needs and provide solutions through sales of managed products and services
• Provide referrals to personal and commercial banking partners
• Support targets for new asset sales, joint appointments, fee-based sales, and financial planning
• Implement business development strategies, including outbound calling campaigns and seminars
• Cultivate branch employee referrals
• Identify opportunities to generate referrals for personal banking, lending, and investment products
• Implement relationship management plans with the lead relationship manager
• Develop solutions and recommendations based on business strategy and stakeholder needs
• Support strategic initiatives with internal and external stakeholders
• Analyze strategic issues, data, and information to provide insights and recommendations
• Track metrics, milestones, and performance; address issues
• Manage databases and support analysis, forecasting, and data visualization under data governance standards
• Design and produce regular and ad-hoc reports and dashboards
• Build and participate in change management plans and activities
• Develop communication plans, tailored messaging, and distribution channels
• Plan and implement operational programs
• Deliver timely, accurate, and efficient service
• Design and develop business tools and training programs, and potentially deliver training
• Integrate information from multiple sources to improve processes, analysis, and reporting
• Promote business/group programs
• Apply a consultative sales process and enhance the client experience
• Introduce clients to investment strategies and develop financial plans using guidance tools
• Communicate product developments and initiatives to sales management and sales force
• Coach and advise team members through joint appointments and product knowledge sharing
• Build effective internal and external stakeholder relationships
• Follow risk and compliance processes and protect customer assets and privacy
• Protect the Bank’s assets and comply with regulatory, legal, and ethical requirements
• Identify and recommend ways to enhance the client experience
• Apply the Risk Management Framework and make sound, risk-informed decisions

Financial Advisor

• Provides financial and investment planning and advice in collaboration with team members
• Determines client needs and provides solutions through sales of managed products and services
• Provides solutions indirectly through referrals to business partners
• Supports sales and performance targets for new asset sales, joint appointments, fee-based sales, and financial planning
• Implements business development strategies, including outbound calling campaigns and seminars
• Cultivates branch employee referrals
• Generates referrals for personal and commercial banking products
• Implements relationship management plans with the lead relationship manager
• Develops solutions and recommendations based on business strategy and stakeholder needs
• Supports strategic initiatives with internal and external stakeholders
• Conducts analysis and assessment to resolve strategic issues
• Coordinates implementation activities and tracks metrics and milestones
• Manages databases and supports analysis, forecasting, and data visualization
• Produces regular and ad-hoc reports and dashboards
• Builds and participates in change management plans and activities
• Develops communication plans, tailored messaging, and distribution channels
• Designs and develops tools and training programs
• Integrates information from multiple sources to improve processes and reporting
• Works collaboratively with the client relationship team to enhance client experience
• Introduces clients to investment strategies and develops financial plans
• Communicates product developments and initiatives to sales management and sales force
• Coaches and advises team members through joint appointments and product knowledge sharing
• Builds relationships with internal and external stakeholders
• Follows risk and compliance processes and protects customer assets and privacy
• Identifies ways to enhance the client experience
• Makes sound, risk-informed decisions aligned with business strategy and applicable policies, laws, and regulations

Inside Sales

• Drive sales results for designated mutual fund/ETF products through non-affiliated or third-party Advisory intermediaries and within BMO Advisory channels
• Put investment advisors first and support the wholesaler in driving regional sales results
• Work with investment advisors, prospects, and internal stakeholders to build relationships and drive results
• Propose solutions and make recommendations based on advisor needs and market opportunities
• Build effective internal and external stakeholder relationships
• Partner closely with the wholesaler with consistent, clear communication
• Develop, maintain, and execute a business plan and sales strategies to achieve objectives and acquire new investment advisors
• Participate in industry and intermediary events to grow marketplace presence
• Organize and arrange conference calls and presentations independently or with portfolio managers to promote new strategies
• Partner with team members on regional management and new opportunities
• Identify new investment advisors and convert prospects into relationships
• Handle multiple priorities, competing deadlines, and ad hoc advisor tasks
• Use Salesforce/customer relationship management systems effectively and timely
• Think creatively and propose new solutions
• Exercise judgment to identify, diagnose, and solve problems within given rules
• Work mostly independently
• Perform broader work or accountabilities as assigned
• Work a hybrid arrangement with a minimum of four days in the office

Associate, Internal Sales, Intermediary Distribution

Manager

• Provide leadership and operational oversight to support professionals serving the Greater Toronto Area Trust business
• Lead, coach, develop, and monitor the Trust professional support team
• Support the Regional Director, Trust Services for GTA with day-to-day operations and strategic planning
• Ensure timely, accurate, high-quality support to Trust Officers, internal business partners, and clients
• Manage team capacity, workflow, processes, risk, compliance, and continuous improvement
• Foster collaboration, diversity, inclusion, accountability, and alignment with BMO purpose, values, and strategy
• Attract, retain, develop, coach, and manage talent and performance
• Support market business development plans and address client concerns and escalations
• Perform risk assessments and monitoring; recommend solutions regarding risk, regulatory requirements, and compliance
• Coordinate strategic initiatives, track metrics and milestones, and assist with strategic plans
• Coordinate databases and ensure data governance alignment and integration
• Design and produce regular and ad-hoc reports
• Implement Bank initiatives, programs, operational controls, and corrective actions
• Build and execute change management and communication plans
• Prepare compliance monitoring and risk assessment documentation and findings
• Execute administrative reviews, filings, operational programs, account processing, documentation, and reporting
• Act as a subject matter expert on business applications and systems
• Source candidates, support trainee mentorship, and supervise performance during and after training
• Design, implement, and manage core business/group processes and training programs
• Meet service standards, identify irregularities, escalate discrepancies, and safeguard customer assets and privacy

Regional Support Manager – Estate and Trust

Business Development Rep

• Drive sales growth and market share for BMO Insurance Wealth Products, including Segregated Funds and Annuities, within the Managing General Agency (MGA) channel
• Develop and execute a territory business plan to achieve sales, asset growth, and advisor engagement objectives within the MGA market
• Build and maintain relationships with MGAs, advisors, and key distribution partners
• Identify and develop new business opportunities through prospecting, business development activities, and relationship management
• Conduct advisor meetings, presentations, workshops, and industry events to promote wealth products and related solutions
• Provide consultative sales support to help advisors position wealth products within retirement, estate, and wealth accumulation strategies
• Deliver product expertise, competitive intelligence, sales ideas, and market insights
• Collaborate with Marketing, Product, Operations, and Client Service partners
• Monitor sales activity, market trends, and competitor developments to identify opportunities and inform business strategy
• Act as the voice of the advisor by providing feedback on products, processes, technology, and service enhancements
• Produce territory and sales reports, manage pipeline activity, and support regional and national business objectives
• Apply BMO's Risk Management Framework in all business activities

Business Development Manager – Wealth Products

• Execute sales and business development strategies that drive business results
• Sell indirect auto lending products and identify and initiate cross-sell opportunities in the best interest of the customer
• Develop solutions and make recommendations based on business strategy and stakeholder needs
• Recommend new products and services that satisfy customer needs
• Influence and negotiate to achieve business objectives
• Recommend and implement solutions based on analysis of issues and business implications
• Assist in developing strategic plans
• Identify emerging issues and trends to inform decision-making
• Support strategic initiatives with internal and external stakeholders
• Participate in projects as a subject matter expert
• Help determine business priorities and sequencing for business/group strategy
• Build productive relationships with other BMO businesses and dealers
• Coordinate marketing initiatives with business development efforts
• Provide input into operational program planning and implementation
• Manage risks related to auto, marine, and recreational financing, documentation, and operational integrity
• Maintain a customer-focused discipline and build profitable dealer and customer relationships
• Foster customer service to meet and exceed customer needs and expectations
• Participate in activities designed to improve customer experience
• Monitor and track performance and address issues
• Adhere to lending processes, policies, procedures, legal, regulatory, audit, and ethical requirements
• Liaise between clients and departments to discuss issues, procedures, and provide product support and expertise
• Build effective stakeholder relationships and ensure stakeholder alignment
• Provide specialized consulting, analytical, and technical support
• Independently diagnose and solve problems, including non-routine situations
• Apply BMO’s Risk Management Framework and make risk-informed decisions aligned with business strategy

Indirect RV/Marine Relationship Manager

• Cultivate, build, and manage relationships with a portfolio of small business clients
• Build a pipeline of new business and increase BMO’s market share
• Develop and execute sales strategies to attract new business clients and expand existing relationships
• Develop internal and external networks and referral sources
• Generate appointments and opportunities through targeted sales efforts
• Develop, maintain, and execute business plans and relationship management strategies
• Identify prospective customers and cross-sell additional products and services
• Build client rapport, credibility, and trust
• Understand the local market and develop relationships with centres of influence
• Deliver exceptional customer service and provide expertise, responsive service, and support
• Expand wallet share within the assigned portfolio
• Answer inquiries about business banking products and services
• Understand customer needs and offer financial solutions aligned with customer goals
• Resolve or escalate issues
• Develop solutions and recommendations based on business strategy and stakeholder needs
• Provide advice and guidance on solution implementation
• Analyze strategic problems, data, and information to provide insights and recommendations
• Monitor and track performance and address issues
• Coordinate database management and data governance alignment
• Build and lead or participate in change management activities
• Support operational program planning and implementation
• Execute timely, accurate, and efficient service
• Support development and promotion of a business/group program
• Follow fraud, robbery, counterfeiting, money laundering, defalcation, security, and safeguarding procedures
• Identify risks and take appropriate documentation and regulatory actions
• Exercise judgment to diagnose and solve complex problems independently
• Make sound, risk-informed decisions aligned with business strategy and applicable policies, laws, and regulations

Business Banking Relationship Manager

Advisor

• Primarily support clients in the inbound call queue
• Invoke trust and build strong client relationships
• Determine individual investment needs
• Provide professional advice to ensure clients’ financial goals are met
• Support clients with portfolio reviews, onboarding, account access, contributions, withdrawals, and other requests
• Fulfill sales and service activities for customers in accordance with approved procedures

Advisor, SmartFolio

• Participate in deal teams to develop, present, and win mandates for new opportunities
• Create pitch books for clients regarding financial solutions and participate in client presentations
• Monitor clients, industries, and regulatory agencies for changes affecting client portfolios and business needs
• Initiate contact with partners for new client sales
• Manage a diverse portfolio of private and middle-market companies, progressing toward increased client responsibility
• Review and monitor existing account and client relationship performance
• Conduct due diligence, including client visits, business model analysis, industry trends, and regulations
• Identify opportunities to diversify client portfolios and cross-sell
• Identify efficiency and service improvements for internal and external clients
• Provide analytical findings to deal teams
• Support strategic initiatives with internal and external stakeholders
• Build effective stakeholder relationships and ensure stakeholder alignment
• Create and update financial models and analyses to analyze client portfolios and anticipate client needs
• Analyze and assess industry compilations
• Complete or lead technical and financial reports and analyses supporting client deliverables
• Understand transaction complexity and related credit, market, operational, legal, and compliance risks
• Integrate information from multiple sources to improve processes, analysis, and reporting
• Provide direction and feedback to Analysts and support their development and mentoring
• Deliver financial modeling supporting strategic client recommendations
• Apply risk management, internal controls, compliance, policies, laws, and regulations in day-to-day activities
• Exercise judgment to diagnose and solve complex problems independently
• Take measured risks while protecting the bank and aligning decisions with business strategy and risk appetite

Investment Banking Associate

Support Engineer

• Support BMO InvestorLine clients experiencing issues with the InvestorLine website, mobile application, and related digital services
• Own technical support cases received through transferred calls, escalations, and email referrals
• Troubleshoot client issues, coordinate investigations, manage follow-ups, and provide timely communication throughout resolution
• Take ownership of complex, recurring, or unresolved technical support cases
• Serve as the primary point of contact for clients experiencing digital platform issues
• Determine whether issues are client-specific, account-specific, device-related, browser-related, or broader platform incidents
• Identify escalation paths to technology, cybersecurity, fraud, operations, or third-party service providers
• Investigate, diagnose, and resolve website, mobile app, login, navigation, functionality, and account access concerns
• Guide clients through troubleshooting steps and technical resolutions
• Recreate reported issues to validate problems and identify root causes
• Explain technical concepts and solutions in client-friendly language
• Provide frontline teams with resolution guidance and reusable troubleshooting instructions
• Manage active technical support cases from intake to resolution
• Maintain accurate records of client interactions, troubleshooting activities, and outcomes
• Prioritize cases based on urgency, client impact, and business risk
• Monitor open cases to ensure service levels and follow-up commitments are met
• Provide status updates to clients and internal stakeholders
• Escalate unresolved issues to internal support teams
• Identify potential widespread incidents based on case patterns, client reports, alerts, and known platform issues
• Escalate suspected high-impact incidents using established incident-management processes
• Maintain expert knowledge of the InvestorLine website, mobile application, and digital tools
• Stay informed on releases, enhancements, known issues, and platform changes
• Identify recurring issues and recommend process improvements
• Assist in testing and validating solutions for reported technical concerns
• Document troubleshooting procedures and contribute to knowledge-sharing resources
• Support clients with the BMO Active Trader platform
• Deliver an exceptional client experience during technical situations
• Demonstrate empathy, professionalism, and patience while managing client concerns
• Set expectations regarding resolution timelines and next steps
• Advocate for clients by ensuring issues are thoroughly investigated and addressed

Senior Credit Officer – Director, Financial Institutions

Principal Cloud Engineer – AI

Corporate Action Entitlement Analyst

Relationship Manager, Commercial Banking – Special Accounts

US Relationship Manager – Special Account Management

Financial Advisor

Financial Advisor

Associate, Internal Sales, Intermediary Distribution

Regional Support Manager – Estate and Trust

Business Development Manager – Wealth Products

Indirect RV/Marine Relationship Manager

Business Banking Relationship Manager

Advisor, SmartFolio

Investment Banking Associate

Digital Support Analyst