BMO U.S.

Account Manager

• Develop, manage, and deepen a portfolio of clients as their primary strategic point of contact
• Build and maintain long-term relationships with strategically important clients
• Understand clients’ business objectives and provide tailored financial solutions
• Structure and negotiate complex credit transactions with specialized teams
• Identify new business opportunities and increase wallet share among existing and prospective clients
• Leverage market trends and industry expertise to deliver value-added advice
• Collaborate with internal partners to provide an exceptional client experience and integrated solutions
• Represent BMO within the business community through events, conferences, and market development activities
• Contribute to portfolio growth and profitability while maintaining sound risk management practices

Senior Relationship Manager, Agriculture

Financial Planning and Analysis

• Provides industry sector expertise, innovative thinking, and execution across a full suite of Capital Markets products
• Collaborates to generate creative, client-focused solutions for prospective and current clients
• Develops written internal and external marketing and pitch materials
• Supports deal teams in developing, presenting, and winning mandates
• Develops an understanding of client needs and outcomes
• Provides materials supporting an outstanding client experience
• Identifies opportunities to increase efficiency and improve service
• Provides analytical findings to deal teams
• Supports strategic initiatives with internal and external stakeholders
• Builds effective stakeholder relationships and ensures alignment
• Completes quality reports and analyses
• Researches and analyzes company and industry financial and operating information
• Performs complex financial modeling and valuation analysis for client and industry evaluations
• Creates statistical exhibits and financial performance trend analyses for client presentations
• Applies technical concepts to client and transaction implications
• Uses required systems and models
• Supports continuous improvement opportunities
• Integrates information from multiple sources to improve processes, analysis, and reporting
• Delivers financial modeling supporting strategic recommendations to clients
• Applies risk management, internal controls, compliance, policies, laws, and regulations
• Thinks creatively and proposes new solutions
• Exercises judgment to identify, diagnose, and solve problems
• Works mostly independently
• Takes risk-informed decisions aligned with business strategy and risk appetite

Investment Banking Analyst

• Provide sector expertise, innovative thinking, and execution across a full suite of capital markets products
• Collaborate to generate creative, client-focused solutions for prospective and current clients
• Participate in deal teams to develop, present, and win mandates for new opportunities
• Create pitch books and participate in client presentations
• Monitor clients, industries, and regulatory agencies for changes affecting portfolios and business needs
• Initiate contact with partners for new client sales
• Manage a diverse portfolio of private and middle-market companies, progressing toward increased client responsibility
• Review and monitor existing accounts and client relationships
• Conduct due diligence, including client visits, business model analysis, industry trend reviews, and regulatory reviews
• Identify portfolio diversification, cross-selling, efficiency, and service-improvement opportunities
• Provide analytical findings to deal teams
• Support strategic initiatives with internal and external stakeholders
• Build stakeholder relationships and ensure alignment
• Create and update financial models and analyses to anticipate client needs and support strategic recommendations
• Analyze and assess industry compilations
• Prepare reliable technical and financial reports and analyses for client deliverables
• Assess transaction complexity and credit, market, operational, and legal/compliance risk
• Integrate information from multiple sources to improve processes, analysis, and reporting
• Provide direction, feedback, development, and mentoring to Analysts
• Apply risk management, internal controls, compliance, policies, laws, and regulations in day-to-day work
• Exercise judgment and independently handle complex tasks

Investment Banking Associate

Risk

• Review and evaluate complex equity, option, mutual fund, GIC, fixed income, and foreign exchange orders for release, modification, restriction, rejection, or escalation
• Act as a gatekeeper and first line of defense by balancing client service with operational, financial, regulatory, market, and reputational risk
• Assess liquidity, trading volume, volatility, concentration, and price sensitivity on large or unusual orders
• Perform complex margin and buying power calculations across multi-leg option strategies, concentrated positions, and leveraged accounts
• Identify excessive leverage, margin deficiencies, under-equity conditions, and deteriorating account conditions; recommend or apply restrictions
• Contact clients regarding margin calls, cash debits, credit sellouts, loan conditions, FX risk, and account restrictions
• Manage option lifecycle risk, including exercise and assignment notifications and expiry report review
• Research and control corporate action risk, including reverse splits and reorganizations
• Monitor and resolve order rejects, trade breaks, and unfilled or incorrectly booked transactions
• Monitor accounts for fraud, wash trading, unauthorized trading, market manipulation indicators, and unacceptable trading behaviour
• Apply CIRO requirements, internal policies, AML, privacy, and consumer protection obligations
• Identify control gaps, system deficiencies, and process weaknesses; support control enhancements
• Conduct root cause analysis on recurring exceptions, client-impacting incidents, and control failures
• Act as a TMD subject matter expert on strategic platform, margin, order management, and risk-control initiatives
• Define requirements, evaluate solutions, and complete user acceptance testing
• Review and recommend updates to procedures, job aids, and control documentation
• Collaborate with Credit, Risk, Margin Lending, Equity Desk, Compliance, Technology, InvestorLine frontline, and support teams
• Train new hires and coach team members on difficult orders
• Support Audit, Compliance, Legal, and Operational Risk reviews with transaction evidence and documented analysis
• Document decisions, calculations, client outreach, and actions accurately and audibly
• Exercise judgment on escalation to management, Credit, Compliance, or trading desks
• Work independently on complex, time-sensitive, and non-routine tasks in a high-volume environment
• Safeguard sensitive Bank, customer, transactional, and employee information
• Apply BMO’s Risk Management Framework, Risk Culture, and approved Risk Appetite

Trade and Risk Analyst

• Support and provide service for BMO’s Investment Operations business stakeholders and customers
• Execute Investment product and service processes in accordance with financial and regulatory controls and operational guidelines
• Develop solutions and recommendations based on business strategy and stakeholder needs
• Advise assigned business groups on solution implementation
• Support strategic initiatives with internal and external stakeholders
• Respond to standard and non-standard inquiries from internal business partners and external customers
• Monitor and track performance and address issues
• Analyze data and information to provide insights and recommendations
• Prepare regular and ad hoc reports and dashboards
• Build change management plans and lead or participate in readiness, planning, stakeholder management, execution, evaluation, and sustainment activities
• Develop communication plans, tailored messaging, and distribution channels
• Coordinate and schedule work and forecast resources as needed
• Coordinate team workflow, including work assignment, quality control, training, coaching, and problem resolution
• Process transactions, inquiries, and audit/reconciliation activities
• Analyze and resolve complex issues or escalate them as required
• Act as primary backup to team members and backup to the manager
• Evaluate exceptions and engage senior management for resolution
• Design and develop tools and training programs and deliver training as needed
• Act as day-to-day vendor contact and support vendor solution implementation and maintenance
• Contribute to continuous improvement of business processes and procedures
• Participate in planning, testing, and implementation of projects, products, services, and processes
• Process transactions accurately and timely while meeting service-level agreements
• Check and reconcile information and documentation for accuracy and completeness
• Collaborate with stakeholders and maintain effective relationships to deliver business objectives
• Maintain understanding of regulatory requirements and operational risks
• Support development of tools and training focused on business results

Service Coordinator – Risk and Controls

Business Intelligence Analyst

• Manage the full cycle of fund accounting, including monthly, quarterly, and annual financial statements
• Ensure compliance with applicable regulations and accounting standards while preparing and reviewing financial reports
• Coordinate the annual audit process and liaise with external auditors
• Develop and monitor accounting policies and procedures to enhance operational efficiency and financial controls
• Oversee portfolio investment valuation and accurate calculation of net asset values (NAV)
• Provide analytical support for fund performance reporting and management decision-making
• Provide financial analysis and reporting to senior management, highlighting key metrics and trends
• Oversee daily fund accounting operations and prepare and review financial statements and reports
• Reconcile cash, positions, and other transactional data, identifying and resolving discrepancies
• Collaborate with internal and external auditors on regulatory and internal policy compliance
• Implement and maintain accounting policies and procedures
• Support development of automated solutions to streamline accounting processes and reporting
• Mentor and share knowledge with team members

Senior Fund Analyst – Financial Reporting

• Cultivate, build, and manage relationships with a portfolio of small business clients
• Build a pipeline of new business and increase BMO’s market share
• Develop and execute sales strategies to attract new business clients and expand existing relationships
• Develop internal and external networks and referral sources
• Generate appointments and opportunities through targeted sales efforts
• Develop, maintain, and execute business plans and relationship management strategies
• Identify prospective customers and cross-sell additional products and services
• Build client rapport, credibility, and trust
• Understand the local market and develop relationships with centres of influence
• Deliver exceptional customer service and provide expertise, responsive service, and support
• Expand wallet share and maintain long-term profitable relationships
• Answer inquiries and provide information about business banking products and services
• Understand customer needs and offer financial solutions
• Resolve or escalate issues
• Develop solutions and recommendations based on business strategy and stakeholder needs
• Provide advice and guidance on solution implementation
• Analyze data and information to provide insights and recommendations
• Monitor and track performance and address issues
• Coordinate database management in accordance with data governance standards
• Build and lead or participate in change management activities
• Support operational program planning and implementation
• Execute timely, accurate, and efficient service
• Support development and promotion of business/group programs
• Follow security, safeguarding, risk management, regulatory, confidentiality, and fraud-prevention procedures
• Identify risks and take appropriate actions to maintain operational integrity
• Exercise judgment and independently resolve complex tasks

Business Banking Relationship Manager

• Manage and expand a portfolio of strategic commercial banking clients
• Develop trusted advisor relationships with business owners, executives, and key decision-makers
• Understand client objectives and recommend tailored financial solutions
• Identify share-of-wallet opportunities across lending, cash management, treasury, investment, and other banking services
• Source new business opportunities and build a pipeline of prospective clients
• Develop and execute market growth strategies
• Use market intelligence, industry trends, and competitive insights to identify opportunities and accelerate portfolio growth
• Represent the bank at industry events, conferences, and networking opportunities
• Structure and negotiate complex credit facilities and banking solutions
• Lead credit discussions, secure approvals, and collaborate with internal partners
• Review lending and cash management agreements for accuracy, completeness, and compliance
• Conduct financial analysis and credit assessments
• Collaborate with product specialists, credit partners, risk teams, and senior leaders
• Act as an escalation point for complex client situations
• Provide insights and recommendations for business strategy and portfolio performance
• Monitor portfolio profitability, risk profile, and return on equity performance
• Evaluate client relationships to deepen engagement and optimize returns
• Prepare executive-level reporting on portfolio performance, market developments, and client trends
• Ensure compliance with regulatory requirements, internal controls, and risk management standards

Senior Relationship Manager

Analyst

• Conduct investigations to identify, assess, decide on, and report activity indicating exposure to financial crimes
• Evaluate, document, manage, and escalate potential threats and investigations according to standard operating procedures
• Provide subject matter expertise and oversight of criminal risk using intelligence-based detection and research
• Develop recommendations for process and customer service improvements
• Monitor financial-crime risk trends, regulations, and compliance standards
• Analyze information from detection systems, tools, reports, and manual sources to determine required actions
• Support evidence collection for incident reports, loss prevention, litigation, prosecution, management information, statistics, and process improvements
• Document investigation actions and findings in account and case files
• Maintain understanding of financial-crime management processes, frameworks, and techniques
• Gather and format data into regular and ad-hoc reports and dashboards
• Analyze data and information to provide insights and recommendations
• Execute routine service requests, transactions, and queries within service-level agreements
• Notify and provide information and instructions to internal and external stakeholders regarding incidents
• Complete complex and diverse tasks and handle escalations
• Analyze issues and determine next steps
• Apply BMO's Risk Management Framework and make risk-informed decisions in accordance with policies, laws, and regulations

Bilingual Fraud Inbound Analyst, French/English

• Deliver an exceptional customer experience for a defined portfolio of high-risk borrowing accounts
• Reduce the Bank’s loss exposure and manage risks
• Advise internal and external stakeholders on complex, high-risk credit risk transactions and mitigation strategies
• Make credit decisions and recommendations in accordance with sound credit-granting principles and Bank policies and procedures
• Work with stakeholders to deepen relationships and grow portfolio profitability
• Ensure effectiveness of risk management controls, analysis and monitoring
• Provide credit coaching, training and support to teams and stakeholders
• Provide strategic input and act as a trusted advisor to business stakeholders
• Recommend strategy and new initiatives to senior leaders
• Act as subject matter expert on relevant regulations, policies and lending issues
• Identify emerging issues and trends to inform decision-making
• Recommend business priorities, resource requirements and strategic roadmaps
• Manage resources and lead strategic initiatives to deliver business and financial goals
• Conduct independent analysis and assessment to resolve strategic issues
• Develop and manage information management systems and improve processes, analysis and reporting
• Define business requirements for analytics and reporting
• Lead change management and communication strategy programs
• Collaborate across BMO on communication strategies and messaging
• Lead operational programs and adapt execution to ensure quality
• Support credit due diligence for bank acquisitions or integration
• Monitor portfolio financial and risk performance and perform customer/account financial and risk analysis
• Document credit transaction decisions, rationale, terms, conditions and collateral requirements
• Build relationships with internal/external stakeholders, including legal and insolvency professionals and consultants
• Gather and format data into regular and ad-hoc reports and dashboards
• Monitor and track performance and address issues
• Execute work to deliver timely, accurate and efficient service
• Operate at group/enterprise-wide level as a specialist resource to senior leaders and stakeholders
• Implement changes in response to shifting trends and make risk-informed decisions aligned with business strategy and risk appetite

Senior Relationship Manager – Special Accounts

Director

• Lead and grow a portfolio of complex agriculture and agri-business clients across British Columbia, largely in the Fraser Valley
• Provide strategic advice, relationship leadership, and tailored financing solutions
• Drive portfolio growth, credit quality, and risk management
• Identify opportunities to deepen client relationships across BMO’s full suite of products and services
• Work closely with a dedicated Credit Analyst to drive business development and support credit decision-making
• Facilitate business development and manage key client relationships
• Generate significant revenue through sales and syndications
• Act as an escalation point for complex client issues and resolve conflicts
• Structure high-value, complex deals and secure credit approvals
• Oversee credit approvals and coordinate pricing
• Negotiate high-value, complex transactions
• Manage high-value client portfolios, driving cross-selling, retention, and profitability
• Lead market coverage strategies and identify portfolio expansion opportunities
• Represent the bank at industry forums and conferences
• Engage senior leadership and cross-functional teams to align strategies and address client needs
• Deliver reports on team performance, client satisfaction, market trends, and strategic initiatives
• Advise on loan products, options, rates, terms, and collateral requirements
• Build and maintain long-term relationships with high-value and strategic clients
• Analyze market trends, industry developments, and competitive positioning
• Define products, solutions, and strategies with internal teams and stakeholders
• Identify share-of-wallet opportunities
• Use analysis tools to grow portfolios that exceed ROE thresholds and evaluate client returns
• Ensure regulatory, internal control, and compliance adherence
• Serve as a specialist resource to senior leaders and stakeholders
• Address complex and non-routine problems and implement changes in response to shifting trends
• Apply BMO’s Risk Management Framework and make risk-informed decisions aligned with business strategy and applicable policies, laws, and regulations

Director – National Agriculture

Bilingual

• Provide day-to-day delivery of lending operations processes, including loan administration and servicing
• Support payments, transactions, service requests, administrative activities and stakeholder inquiries within SLAs
• Collaborate with internal and external stakeholders to improve processes and achieve business results
• Provide advice and guidance on implementation of solutions
• Support strategic initiatives with internal and external stakeholders
• Respond to standard and non-standard inquiries from business partners and external customers
• Integrate information from multiple sources for efficient processes, analysis and reporting
• Monitor and track performance and address issues
• Support change management execution and sustainment activities
• Resolve standard issues and escalate non-routine issues
• Perform administrative documentation tasks and maintain records
• Provide problem-solving support to junior staff
• Participate in planning, testing and implementation of continuous improvement projects
• Process service requests, transactions and activities accurately and timely within SLAs
• Check and reconcile information and documentation; identify and resolve discrepancies
• Data enter, review and verify loan information and documentation
• Communicate and collaborate with stakeholders to deliver business objectives
• Support development and implementation of new processes and systems
• Maintain understanding of regulatory requirements and operational risks
• Support development of tools and delivery of training
• Make client calls when needed for complex cases or escalations
• Attend the Montréal office twice per month

Assistant Manager, Bilingual – Quebec Student Loans

Manager

• Design and conduct analytics to assess, understand, and identify emerging credit risk trends and behaviors
• Recommend changes to credit strategy based on quantitative and qualitative analysis, Risk Appetite, and business objectives
• Manage and deliver data, reporting, and analysis to support the Indirect business
• Identify opportunities to improve processes and analytics methods
• Develop presentations to communicate results to key stakeholders and forums
• Manage reporting and monitoring of credit quality, operations, and performance
• Contribute to regulatory program delivery across applicable Tier 1 Risk Types
• Design, develop, automate, and coordinate evidence-based controls across financial and non-financial risks
• Advise senior leaders on strategy, initiatives, regulatory matters, and risk requirements
• Serve as a subject matter expert on regulations, policies, internal controls, and risk management
• Manage complex risk programs, frameworks, projects, and initiatives
• Monitor industry and legislative developments and update programs
• Interpret regulatory requirements, identify gaps, and support risk mitigation action plans
• Recommend business priorities, resource requirements, and strategic execution roadmaps
• Lead strategic initiatives, change management programs, and operational programs
• Conduct independent analysis and assessment to resolve strategic issues
• Build relationships and align internal and external stakeholders
• Monitor performance and address issues
• Develop, document, maintain, and communicate business procedures
• Track exception and exemption requests and approvals
• Facilitate training and promote a culture of risk identification and management
• Support risk management programs, policies, processes, controls, self-assessments, remediation, measurement, and reporting
• Support audits and regulatory examinations and develop action plans
• Analyze program impact and effectiveness through periodic reviews
• Recommend program, policy, and process adjustments
• Make risk-informed decisions within BMO’s Risk Management Framework and approved Risk Appetite
• Operate at an enterprise-wide level as a specialist resource to senior leaders and stakeholders
• Implement changes in response to shifting trends
• Perform other broader work or accountabilities as assigned

Senior Manager, Credit Strategy – Analytics

Customer Retention Specialist

• Provide expert advice on mortgage renewal and financing needs, products and solutions to retain and expand share of wallet
• Fulfill sales and service activities for customers by following approved procedures
• Identify and make referrals to other business groups
• Drive inbound and outbound customer-contact sales processes upon mortgage renewal through in-depth home financing options
• Integrate marketing promotions and programs into customer conversations where appropriate
• Manage transactional outcomes of customer contacts or refer them to appropriate groups
• Negotiate home financing pricing while balancing customer value and profitable transactions
• Probe to understand customer needs related to mortgage renewal, investment and financing options, and provide advice in the customer’s best interests
• Handle customer contacts in an informed, professional and efficient manner
• Collaborate with internal and external stakeholders to deliver business objectives
• Escalate complex or unresolved customer situations to managers
• Complete documentation to ensure customer requests are accurately processed
• Research and investigate lending applications following established processes
• Maintain customer and Bank information confidentiality
• Complete complex and diverse tasks within established rules and limits, including escalations from other employees
• Analyze issues and determine next steps
• Apply BMO’s Risk Management Framework and make risk-informed decisions aligned with business strategy and applicable policies, laws and regulations
• Perform broader work or accountabilities as assigned

Senior Relationship Manager, Agriculture

Investment Banking Analyst

Investment Banking Associate

Senior Relationship Manager, Agriculture

Trade and Risk Analyst

Service Coordinator – Risk and Controls

Senior Fund Analyst – Financial Reporting

Business Banking Relationship Manager

Senior Relationship Manager

Bilingual Fraud Inbound Analyst, French/English

Senior Relationship Manager – Special Accounts

Director – National Agriculture

Assistant Manager, Bilingual – Quebec Student Loans

Senior Manager, Credit Strategy – Analytics

Mortgage Retention Specialist – Inbound