Manager jobs in United States
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General Manager – Line of Credit
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Posted: 10/19/2026
General Manager – Line of Credit
NinjaHoldingsCore Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing P&L for consumer lending products, with a strong focus on optimizing credit line strategies, driving revenue growth, and enhancing customer engagement. Proven ability to lead cross-functional teams and navigate the regulatory landscape in financial services.
Highest-signal resume keywords
P&L ManagementConsumer Lending ExperienceCredit Line StrategyDigital Consumer Credit GrowthRegulatory Knowledge
About the role
Key responsibilities & impact- Own the full P&L for the line of credit business
- Drive revenue and profitability targets while managing risk-adjusted returns
- Take the business from early traction to meaningful scale
- Refine and execute the strategy to grow the line of credit into a durable, differentiated product
- Define how the line of credit works alongside installment loans
- Sharpen unit economics across credit-limit opening, line increases, draws, utilization, pricing, and repayment
- Build repeatable returns at scale
- Grow new accounts across direct, partner, and mobile app channels
- Increase repeat use and lifetime customer value
- Own the growth plan for the business
- Improve the digital customer experience from application through draws, payments, and account management
- Drive acquisition, engagement, and retention
- Optimize underwriting, credit-line strategy, pricing, and portfolio monitoring
- Balance growth with sound credit outcomes
- Build and scale the funding strategy with Finance and Capital Markets
- Support growth in balances and optimize cost of capital
- Build and develop a high-performing cross-functional team
- Coordinate across Marketing, Operations, Finance, Legal, Compliance, and Technology
Requirements
What you’ll need- Bachelor's degree in Business, Finance, Economics, or a related field
- MBA or advanced degree preferred
- 10+ years of progressive experience in consumer lending, fintech, or financial services, including senior leadership roles with direct P&L ownership
- Demonstrated success scaling an early-stage business line or product into a profitable operation, ideally in lines of credit, credit cards, or other revolving credit
- Strong command of revolving credit economics: credit line assignment and management, utilization, pricing, credit and portfolio performance, and the drivers of a profitable lending P&L
- Proven ability to grow a digital consumer credit product through marketing channels, partnerships, and customer engagement
- Working knowledge of the regulatory environment for consumer lending, including open-end credit (TILA and Regulation Z, ECOA, FCRA, UDAAP, and related state and federal requirements)
- Experience serving subprime or near-prime consumers preferred
- Entrepreneurial, hands-on operator who thrives in a fast-paced environment and is comfortable with change and ambiguity
- Exceptional leadership, communication, and analytical skills, with the ability to influence across all levels of an organization
- Ability and drive to take ownership of the business and its outcomes
Benefits
Comp & perks- Flexible Paid Time Off
- Health Benefits with generous medical, dental and vision insurance plans
- 401(k) with matching contribution
- Paid Family Leave
- Annual Wellness & WFH Subsidies
- Employee Referral Program
- Remote first culture with convenient downtown office in the heart of the city
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Line AssignmentUtilization ManagementPricing StrategyPortfolio Performance AnalysisRevenue Growth StrategiesRisk ManagementFinancial AnalysisCustomer Engagement TechniquesDigital Experience OptimizationData-Driven Decision Making
Soft Skills
LeadershipCommunicationAnalytical SkillsInfluencing SkillsEntrepreneurial Mindset
Certifications & Qualifications
MBA or Advanced Degree
Industry Keywords
FintechConsumer LendingRevolving CreditTILARegulation ZECOAFCRAUDAAPSubprime LendingNear-Prime Lending