U.S. Bank

Account Manager

• Prospect for new small business clients and deepen existing relationships to drive year-over-year revenue growth, loan production, deposits, and broader relationship value
• Conduct discovery conversations to understand clients’ businesses, goals, financial needs, credit profiles, and growth opportunities
• Serve as the primary point of contact for small business clients
• Recommend solutions across loans, deposits, cash management, and other core banking products
• Design and structure financial solutions aligned with client objectives, credit standards, portfolio quality expectations, and responsible banking practices
• Manage portfolio performance and credit quality by monitoring market trends, identifying risk indicators, and applying underwriting judgment
• Partner with underwriting, portfolio management, and internal teams to support reporting, portfolio management, and client outcomes
• Address client concerns and coordinate across business lines and specialists to deliver integrated solutions
• Build community relationships, engage with local organizations, and identify business development opportunities
• Perform other duties as assigned

Small Business Relationship Manager

Risk

• Lead business-line efforts to identify, document, and maintain critical data assets, reports, data flows, and accountable ownership
• Direct maintenance and validation of data inventories, metadata, and lineage documentation
• Lead resolution of complex data quality issues and defects, including root cause analysis, risk assessment, corrective action planning, and remediation oversight
• Establish and oversee data quality validation approaches
• Analyze data quality metrics and trends and present actionable insights to senior stakeholders
• Translate enterprise data governance policies, standards, and regulatory expectations into business-line requirements and controls
• Lead and monitor critical data identification, attestation, data quality validation, issue management, and defect remediation
• Provide independent, risk-based credible challenge regarding governance practices, controls, data handling, and remediation plans
• Coordinate responses to attestations, audits, examinations, and related requests
• Serve as senior liaison between Enterprise Data Governance and Consumer & Business Banking partners
• Advise data owners, stewards, control partners, and leaders on governance requirements and remediation options
• Represent the business line in enterprise governance forums and working groups
• Influence decisions and secure stakeholder commitment through data-driven analysis and executive-level communication
• Lead improvements to governance processes and controls
• Contribute to strategic data governance initiatives by defining requirements, coordinating delivery, managing dependencies, and measuring outcomes

Business Line Data Governance Lead – Consumer & Business Banking

Banker

• Demonstrate excellent customer service in accordance with U.S. Bank Core Values
• Serve as the primary Small Business Banking partner for assigned branches and relationships
• Provide comprehensive financial solutions to small businesses with annual revenues between $500K and $2.5 million
• Support two to three branch locations and address complex small-business client needs and opportunities
• Build and deepen client relationships through proactive outreach, structured discovery, consultative selling, and disciplined follow-through
• Translate financial information, cash-flow dynamics, client goals, operating-cycle considerations, and risk indicators into practical guidance and solution recommendations
• Conduct outside prospecting and sales activities to grow revenue and achieve assigned financial targets and growth goals
• Identify client priorities and align products and services with growth, efficiency, and risk objectives
• Recommend business deposits, lending and credit products, treasury management, payment solutions, business credit cards, digital tools, cash-flow tools, and other small-business solutions
• Develop internal and external relationships with branch partners, centers of influence, clients, and business-line partners
• Maintain relationship ownership and coordination through handoff, decision, follow-up, activation, usage, and demonstrated client value
• Share referral outcomes, successful sales and service practices, and insights on newly established small-business relationships with assigned branches
• Maintain strong CRM discipline and responsible banking practices

Small Business Relationship Banker

Analyst

• Approve extensions of credit and/or make recommendations to final lending decision-makers on new, renewal, and extension loans
• Conduct complete credit analyses by gathering, analyzing, and interpreting credit information on existing and prospective customers
• Review customer accounts and portfolios to identify, evaluate, and determine appropriate actions for potential credit quality issues
• Maximize credit quality and minimize risk and potential loss to the company
• Use technological tools and computer software to assist in credit analysis
• Compare and evaluate possible courses of action and make recommendations and/or decisions

SBA Credit Analyst

Operations

• Draft, structure, and negotiate standby letter of credit language and terms
• Manage the complete standby letter of credit lifecycle, including issuance, amendments, renewals, advising, confirmations, draws, and releases
• Support complex standby letter of credit structures, including syndicated facilities, direct-pay and IRB support transactions, counter standby letters of credit, and counter-counter standby letters of credit
• Verify required credit approvals and facility availability before processing transactions
• Apply ISP98 and UCP 600 industry rules and standards
• Review draw presentations and associated documentation for compliance with letter of credit terms
• Identify discrepancies, communicate findings, and coordinate timely resolutions
• Serve as a point of contact for clients, beneficiaries, Relationship Managers, Legal, Compliance, and internal business partners
• Monitor a high-volume portfolio while maintaining accuracy, service excellence, and operational controls
• Escalate exceptions, operational risks, and urgent issues while providing insights on portfolio trends and activity
• Independently manage complex standby letter of credit transactions
• Develop trusted relationships with business partners and clients
• Contribute to operational excellence and continuous improvement efforts

Standby Letter of Credit Specialist – Operations

Data Scientist

• Design, develop, implement, validate, and maintain machine learning and predictive models supporting business objectives
• Apply advanced analytics, statistical methods, and machine learning techniques to solve complex business challenges
• Monitor model performance and recommend enhancements improving accuracy, effectiveness, and business value
• Support existing analytical and predictive modeling solutions while identifying optimization and expansion opportunities
• Gather, integrate, and analyze large volumes of structured and unstructured data from multiple sources
• Perform data exploration, analysis, and querying to identify trends, patterns, opportunities, and risks
• Translate analytical findings into actionable recommendations supporting business decisions
• Present insights, model results, and recommendations to technical and non-technical audiences
• Collaborate with business stakeholders to identify problems, prioritize opportunities, and define analytical solutions
• Work with model validators, model risk teams, compliance partners, vendors, and technology teams throughout the model lifecycle
• Support model governance, implementation, monitoring, and ongoing performance management
• Support modernization of analytical environments, workflows, and processes, including cloud-based solutions
• Contribute to migration of models, workflows, and operations into evolving cloud platforms
• Measure and monitor results from recommendations and model deployments
• Ensure data acquisition, usage, analysis, and reporting comply with company standards, governance requirements, and regulatory expectations

Sales

• Lead a team of Direct Sales Representatives within the assigned Texas territory
• Manage direct sales of assigned products and services within a designated geographic region or industry segment
• Lead self-generated business through prospecting, networking, referrals, and outbound business development
• Develop revenue, volume, and market share objectives
• Establish and achieve sales and budget goals
• Execute marketing strategies for products and services sold
• Build and maintain profitable customer relationships
• Monitor market trends and competitor activity
• Develop and administer the annual budget for the assigned area
• Cultivate relationships with industry associations and community networks
• Train, motivate, coach, and provide daily leadership to the sales team
• Travel as required

Sales Director

• Lead a team of Direct Sales Representatives within the assigned Florida territory
• Manage a direct sales team selling assigned products and services within a designated geographic region or industry segment
• Lead self-generated business through prospecting, networking, referrals, and outbound business development
• Develop revenue, volume, and market share objectives for the assigned team and market area
• Establish and achieve sales and budget goals
• Execute effective marketing strategies for products and services sold
• Build and maintain profitable customer relationships
• Identify and monitor market trends and competitor activity
• Develop and administer the annual budget for the assigned area
• Cultivate relationships with industry associations and community networks
• Train, motivate, coach, and provide daily leadership to the sales team
• Travel as required

• Lead a team of Direct Sales Representatives within the assigned territory
• Manage a direct sales team selling assigned products and services within a designated geographic region or industry segment
• Lead self-generated business through prospecting, networking, referrals, and outbound business development
• Develop revenue, volume, and market share objectives
• Establish and achieve sales and budget goals
• Execute marketing strategies for products and services
• Build and maintain profitable customer relationships
• Monitor market trends and competitor activity
• Develop and administer the annual budget
• Cultivate relationships with industry associations and community networks
• Train, motivate, coach, and provide daily leadership to the sales team

• Provide credit analysis and portfolio support for agricultural and agribusiness clients
• Analyze financial information to support credit decisions, monitor risk, and ensure compliance with bank policy and regulatory standards across an agricultural loan portfolio
• Support Relationship Managers and Credit Officers by preparing financial spreads, cash flow analysis, collateral evaluations, and credit memorandums
• Support new loan requests, renewals, modifications, and ongoing portfolio management
• Assess operating lines of credit, term loans, real estate-secured loans, equipment financing, and other agriculture-specific credit products
• Develop understanding of agricultural production cycles, commodity markets, and seasonal cash flow patterns
• Apply agricultural and market knowledge when assessing borrower repayment capacity and risk
• Collaborate with relationship teams to address credit questions, covenant monitoring, and portfolio reviews

Agricultural Credit Analyst – Multiple Levels

Security Operations

• Monitor all U.S. Bank and U.S. Bancorp systems worldwide from the Security Control Center
• Monitor and respond to fire, life safety, intrusion, and asset-protection alarms using the Genetec system
• Document and communicate alarm interactions to appropriate parties
• Coordinate responses with internal and external agencies, including police, fire, EMS, and guard services
• Process communications from internal personnel, law enforcement, employees, customers, and vendors
• Assist with and document alarm testing
• Assist alarm system users and field technicians with system use and testing; identify and escalate service or training issues
• Interact with Corporate Real Estate divisions, including Senior Management, Investigations, Guard Services, Facilities, and Engineering
• Channel communications between internal business lines and Corporate Security and Real Estate staff
• Place security service calls for U.S. Bancorp facilities, dispatch vendors, and help identify issues
• Use the Enterprise Notification System to alert employees about incidents affecting safety or business operations
• Escalate emergencies according to established criteria and provide timely incident resolution
• Prepare thorough, concise written incident documentation using appropriate grammar and style
• Operate computer systems and software including Microsoft Office, Windows NT, and proprietary applications
• Adapt to operational changes and solve problems using available resources
• Perform miscellaneous tasks supporting organizational protection of people, property, and assets

Security Control Center Operator

• Provide credit analysis and portfolio support for agricultural and agribusiness clients
• Analyze financial information to support credit decisions, monitor risk, and ensure compliance with bank policy and regulatory standards across an agricultural loan portfolio
• Support Relationship Managers and Credit Officers by preparing financial spreads, cash flow analysis, collateral evaluations, and credit memorandums
• Support new loan requests, renewals, modifications, and ongoing portfolio management
• Assess operating lines of credit, term loans, real estate-secured loans, equipment financing, and other agriculture-specific credit products
• Develop understanding of agricultural production cycles, commodity markets, and seasonal cash flow patterns
• Assess borrower repayment capacity and risk
• Collaborate with relationship teams to address credit questions, covenant monitoring, and portfolio reviews

Agricultural Credit Analyst, Multiple Levels

Manager

• Underwrite new originations and portfolio exposures across a broad range of commercial real estate asset classes
• Analyze borrower financials, property cash flows, collateral valuation, sponsor strength, covenant sensitivities, and market conditions
• Prepare comprehensive written credit analyses and supporting documentation
• Execute straightforward credit requests for existing clients with limited supervision
• Assist with annual company-wide credit reviews for clients with multiple property holdings
• Support existing-property transactions, refinancings, and ground-up construction projects
• Monitor budgets and review monthly construction draws through project completion
• Assist with new deal originations involving typical transaction sizes of $50MM–$100MM and select transactions up to $750MM
• Participate in preparation and negotiation of term sheets
• Support Relationship Managers and Portfolio Managers in managing an assigned CRE client portfolio
• Spread borrower financial statements according to bank standards and credit policies
• Prepare quarterly trend analyses, monitoring reports, and covenant compliance testing
• Maintain compliance-monitoring and financial-reporting databases
• Participate in quarterly portfolio reviews, including analysis of operating statements, rent rolls, and risk assessments
• Identify and communicate emerging risks, mitigants, and transaction- and portfolio-level issues
• Collaborate with Credit Approvers and internal risk partners
• Participate in client bank meetings as needed
• Serve as a first line of credit analysis and escalate issues appropriately

Commercial Real Estate Portfolio Manager

• Lead a team of Direct Sales Representatives within the assigned Florida territory
• Manage a direct sales team selling assigned products and services within a designated geographic region or industry segment
• Lead self-generated business through prospecting, networking, referrals, and outbound business development
• Develop revenue, volume, and market share objectives
• Establish and achieve sales and budget goals
• Execute marketing strategies for products and services sold
• Build and maintain profitable customer relationships
• Identify and monitor market trends and competitor activity
• Develop and administer the annual budget for the assigned area
• Cultivate relationships with industry associations and community networks
• Train, motivate, coach, and provide daily leadership to the sales team

• Lead a team of Direct Sales Representatives within the assigned Texas territory
• Manage a direct sales team selling assigned products and services within a designated geographic region or industry segment
• Lead self-generated business development through prospecting, networking, referrals, and outbound activities
• Develop revenue, volume, and market share objectives
• Establish and achieve sales and budget goals
• Execute marketing strategies for products and services
• Build and maintain profitable customer relationships
• Monitor market trends and competitor activity
• Develop and administer the annual budget for the assigned area
• Cultivate relationships with industry associations and community networks
• Train, motivate, coach, and provide daily leadership to the sales team
• Travel as required