United Community Bank

Senior Portfolio Manager

United Community Bank
Posted 10/20/2026full-timePonte Vedra Beach • Florida • United StatesSenior💰 $68,287 - $113,209 per yearWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in loan portfolio management, credit analysis, and compliance with banking regulations. Proven ability to lead teams, mentor staff, and effectively communicate with clients and senior leadership.

Highest-signal resume keywords
Loan Portfolio ManagementCredit AnalysisTeam LeadershipBanking RegulationsFinancial Statement Analysis

About the role

Key responsibilities & impact
  • Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions
  • Collaborate with senior leadership to maintain appropriate risk profiles
  • Manage and mentor a team of credit specialists, portfolio managers, and analysts
  • Oversee the preparation of credit memos, spreads, and related documentation
  • Participate in client calls, underwriting, credit presentations, and loan closings
  • Identify and mitigate credit risks through sound analysis and recommendations
  • Prepare commitment letters and review loan documentation
  • Support cross-sell initiatives and coach team members on relationship development
  • Assist lenders in prospecting and client engagement efforts

Requirements

What you’ll need
  • Bachelor’s degree in Finance or Accounting preferred
  • 7–10 years of experience in commercial lending or financial services
  • Deep knowledge of credit policy, banking regulations, and loan documentation
  • Proven ability to analyze complex financial statements and tax returns
  • Strong analytical, organizational, and time management skills
  • Excellent communication and interpersonal skills
  • Proficiency in internal systems and reporting tools
  • Must be able to pass a criminal background & credit check

Benefits

Comp & perks
  • Equal Opportunity Employer
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Credit PolicyLoan DocumentationFinancial Statement AnalysisTax Return AnalysisCovenant ComplianceRisk MitigationCredit Memo PreparationUnderwritingClient EngagementCross-Sell Initiatives
Soft Skills
Analytical SkillsOrganizational SkillsTime ManagementCommunication SkillsInterpersonal Skills
Tools & Technologies
Internal SystemsReporting Tools
Industry Keywords
Commercial LendingFinancial Services