Omie

Junior Product Manager – Credit Platform

Omie
Posted 10/19/2026full-timeSão Paulo • BrazilJuniorWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product management for digital credit products, with a strong focus on the full credit lifecycle, data-driven decision-making, and regulatory compliance. Proven ability to collaborate cross-functionally and improve key performance metrics in a fintech environment.

Highest-signal resume keywords
Product ManagementCredit Lifecycle KnowledgeData-Driven DevelopmentRegulatory ComplianceCross-Functional Collaboration

Tech Stack

Tools & technologies
ERP

About the role

Key responsibilities & impact
  • Execute the product strategy for Omie’s Credit Platform, aligning customer needs with business objectives.
  • Support the development of products such as receivables financing, invoice discounting, digital formalization, collateral management, collections, and credit recovery.
  • Collaborate with Engineering, Design, Data, Risk, Operations, Sales, and financial partners.
  • Map and improve the credit journey, from origination through settlement.
  • Develop solutions using data from the ERP and the Omie ecosystem.
  • Support market research and competitive analyses to identify trends, opportunities, and new business models for SMBs.
  • Manage the backlog by defining functional requirements, business rules, and acceptance criteria.
  • Track and improve metrics such as conversion, originated volume, utilization, delinquency, time to contract, recovery, and satisfaction.
  • Work with Risk, Compliance, and Legal to ensure regulatory compliance and adherence to best practices.
  • Explore opportunities in Open Finance, Artificial Intelligence, book-entry invoices, dynamic payment slips, receivables registries, and collateral mechanisms.

Requirements

What you’ll need
  • Bachelor’s degree in Business Administration, Statistics, Mathematics, Economics, Engineering, Information Technology, Finance, or a related field.
  • Experience as a Product Manager or in an equivalent role, preferably with digital credit products, receivables, embedded finance, or fintechs.
  • Knowledge of the full credit lifecycle, including origination, assessment, formalization, collateral, collections, and recovery.
  • Experience with receivables financing, invoice discounting, registries, book-entry invoices, FIDCs, or credit platforms is a plus.
  • Strong understanding of product management, agile methodologies, and data-driven development.
  • Ability to work cross-functionally with Engineering, Data, Design, Risk, Sales, and external partners.
  • Excellent communication, negotiation, and influencing skills, with the ability to engage effectively with diverse stakeholders.
  • Analytical mindset, with the ability to turn data into insights and guide data-driven decisions.
  • Knowledge of the regulatory environment applicable to the credit market, Open Finance, registries, book-entry invoices, and other industry trends is a plus.

Benefits

Comp & perks
  • Dental Plan | Amil Dental
  • Health Plan | Bradesco Saúde
  • Mental Health Platform
  • Telemedicine Platform
  • Life Insurance | Prudential
  • Pharmacy Benefit
  • Fitness Allowance
  • Birthday Day Off
  • Flexible Meal Voucher
  • Home Office Allowance
  • Childcare Assistance
  • Transportation Voucher and Company Shuttle
  • Discount Platform (Allya, SwileShop, and Dell)
  • Education Benefits
  • Travel Benefits
  • Pet Health Plan
  • SESC
  • Profit-Sharing and Results Program (PPRL)

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Receivables FinancingInvoice DiscountingCollateral ManagementCredit RecoveryAgile MethodologiesData AnalysisMarket ResearchFunctional Requirements DefinitionBusiness Rules DevelopmentAcceptance Criteria Definition
Soft Skills
Excellent CommunicationNegotiation SkillsInfluencing SkillsAnalytical Mindset
Tools & Technologies
ERP SystemsCredit PlatformsOpen Finance SolutionsArtificial Intelligence
Industry Keywords
FintechEmbedded FinanceSMBsFIDCsCredit Market RegulationsBook-Entry InvoicesReceivables Registries