Omie

Senior Product Manager – Credit Platform

Omie
Posted 10/19/2026full-timeSão Paulo • BrazilSeniorWebsite
Apply

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product strategy and management within the credit and fintech sectors, with a strong focus on data-driven decision-making and regulatory compliance. Proficient in leading cross-functional teams to enhance product offerings and improve the credit journey.

Highest-signal resume keywords
Product ManagementCredit Lifecycle KnowledgeAgile MethodologiesData-Driven DevelopmentRegulatory Compliance

Tech Stack

Tools & technologies
ERP

About the role

Key responsibilities & impact
  • Define and execute the product strategy for Omie’s Credit Platform, aligning customer needs with business objectives.
  • Lead the evolution of products such as receivables financing, invoice discounting, digital formalization, collateral management, collections, and credit recovery.
  • Build platform capabilities that support multiple credit products and financial partners.
  • Collaborate with Engineering, Design, Data, Risk, Operations, Sales, and financial partner teams.
  • Map and improve the credit journey, from origination through settlement.
  • Develop solutions using data from the ERP and the Omie ecosystem.
  • Conduct market research and competitive analysis in the SME credit market.
  • Prioritize and manage the backlog, defining functional requirements, business rules, and acceptance criteria.
  • Define, monitor, and evolve product performance metrics.
  • Work with Risk, Compliance, and Legal to ensure regulatory compliance.
  • Explore opportunities in Open Finance, Artificial Intelligence, electronic invoices, dynamic payment slips, receivables registries, and collateral mechanisms.

Requirements

What you’ll need
  • Bachelor’s degree in Business Administration, Statistics, Mathematics, Economics, Engineering, Information Technology, Finance, or a related field.
  • Experience as a Product Manager or in an equivalent role, preferably with digital credit, receivables, embedded finance, or fintech products.
  • Knowledge of the full credit lifecycle, including origination, analysis, formalization, collateral, collections, and recovery.
  • Experience with products such as receivables financing, invoice discounting, registries, electronic invoices, FIDCs, or credit platforms is a plus.
  • Strong understanding of product management, Agile methodologies, and data-driven development.
  • Ability to work cross-functionally with Engineering, Data, Design, Risk, Sales, and external partner teams.
  • Excellent communication, negotiation, and influencing skills, with the ability to engage effectively with diverse stakeholders.
  • Analytical mindset, with the ability to turn data into insights and guide data-driven decisions.
  • Knowledge of the regulatory environment applicable to the credit market, Open Finance, registries, electronic invoices, and other industry trends is a plus.

Benefits

Comp & perks
  • Dental Plan | Amil Dental
  • Health Plan | Bradesco Saúde
  • Mental Health Platform
  • Telemedicine Platform
  • Life Insurance | Prudential
  • Pharmacy Benefit
  • Fitness Allowance
  • Birthday Day Off
  • Flexible Meal Voucher
  • Home Office Allowance
  • Childcare Assistance
  • Transportation Voucher and Company Shuttle
  • Discount Platform (Allya, SwileShop, and Dell)
  • Educational Benefits
  • Travel Benefits
  • Pet Health Plan
  • SESC Benefits
  • Profit-Sharing Program (PPRL)

ATS Keywords

✓ Tailor your resume
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Product StrategyReceivables FinancingInvoice DiscountingCollateral ManagementCredit RecoveryMarket ResearchCompetitive AnalysisFunctional Requirements DefinitionPerformance Metrics MonitoringData Analysis
Soft Skills
Communication SkillsNegotiation SkillsInfluencing SkillsAnalytical MindsetCross-Functional Collaboration
Tools & Technologies
ERP SystemsOpen FinanceArtificial IntelligenceElectronic InvoicesDynamic Payment Slips
Industry Keywords
FintechSME Credit MarketEmbedded FinanceFIDCsCredit Platforms