R2 Companies

Associate Portfolio Manager

R2 Companies
Posted 10/19/2026contractRemote • United States, Argentina, Brazil, Colombia, ChileJuniorMid-LevelWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis and underwriting, with a strong focus on portfolio metrics and risk assessment. Proficient in SQL and Python, with the ability to analyze financial data and present findings effectively.

Highest-signal resume keywords
Credit AnalysisUnderwritingSQLPythonPortfolio Metrics

Tech Stack

Tools & technologies
PythonSQLTableau

About the role

Key responsibilities & impact
  • Review Large Loans applications end to end using transactional, credit bureau, financial and tax data
  • Approve, reject or counter-offer applications and present decisions in committee
  • Handle credit exceptions and counter-offers across Large Loans and Long Tail
  • Analyze requests, decide or escalate, and follow through until merchants receive an answer
  • Own the underwriting pipeline for Large Loans
  • Support the Product Manager and Commercial on merchant cases raised by partners
  • Own weekly and monthly monitoring of the Large Loans portfolio, including originations, early delinquency, roll rates, NPL and concentration by partner, country and merchant
  • Follow large exposures after disbursement and identify early warning signs
  • Validate each partner’s monthly offer batch before release
  • Present portfolio status, KPIs and targets in Credit committee
  • Analyze segment performance by cohort, partner, ticket size, industry and risk profile
  • Detect patterns that improve segment risk-return and identify earlier default signals
  • Develop concrete policy proposals and bring them to portfolio and credit strategy reviews
  • Run analysis with AI tools, validate outputs against data and own conclusions

Requirements

What you’ll need
  • +2 years in credit analysis, underwriting or credit risk at a fintech, bank or lender
  • Experience reading credit bureau reports, financial statements or tax documentation
  • Comfortable with portfolio metrics: delinquency, roll rates, cohort/vintage analysis and loss rates
  • Intermediate SQL and basic Python
  • Fluent written and spoken English
  • Judgment under a defined risk appetite
  • Curiosity about the numbers and ability to investigate metric changes
  • Organized and reliable with recurring processes and service levels
  • Bonus: Experience in revenue-based financing, embedded lending or merchant cash advance
  • Bonus: Knowledge of credit bureau reports and SII tax documentation
  • Bonus: Knowledge of the Latin American payments or acquiring market
  • Bonus: Experience building dashboards, e.g. Tableau
  • Bonus: Spanish or Portuguese

Benefits

Comp & perks
  • Eligible team members may participate in R2’s Phantom Share Program, a performance-based incentive aligned with the company’s long-term success and value creation
  • Opportunity to join a high-impact, mission-driven fintech
  • Ownership and impact in a fast-paced, growth-oriented startup
  • Cross-functional collaboration with exceptional teams
  • Exposure to complex regulatory challenges and innovation in embedded finance

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Credit RiskFinancial Statement AnalysisTax Documentation ReviewDelinquency AnalysisRoll RatesCohort AnalysisLoss RatesData AnalysisPolicy DevelopmentAI Tools Analysis
Soft Skills
JudgmentCuriosityOrganizational SkillsReliabilityCommunication
Tools & Technologies
Tableau
Industry Keywords
FintechRevenue-Based FinancingEmbedded LendingMerchant Cash AdvanceLatin American PaymentsAcquiring Market