Actuary

• Develop and support deep analytics on business results and performance
• Identify strategies to mitigate the impact of inflation and growth on operations
• Perform data modeling, visualization, and data profiling
• Present ideas and strategic recommendations to leadership and business partners
• Collaborate with business SMEs to capture challenges and translate them into technical requirements
• Facilitate adoption of analytics solutions
• Propose data- and analytics-driven solutions to improve customer and colleague experience
• Communicate financial and analytical concepts to non-technical and frontline audiences
• Lead projects or workstreams within broader projects
• Manage ongoing activities, processes, and functional programs
• Manage correspondence, confidential information, risks, and escalations
• Keep abreast of emerging trends, issues, and regulatory requirements
• Contribute to the rating team’s innovation culture
• Participate in teamwork, knowledge transfer, cross-training, performance development, and coaching activities

Actuarial Analyst II

Full-stack Engineer

• Lead design, development, delivery, and operational support of Compliance and Supervision technology solutions
• Build and lead a high-performing engineering team across multiple delivery streams
• Establish engineering standards, development practices, and quality controls
• Drive accountability for solution design, code quality, testing, deployment, and operational stability
• Coach, mentor, and support career development for junior developers
• Own end-to-end delivery of strategic Compliance and Supervision technology initiatives
• Coordinate with product, architecture, infrastructure, security, and vendor teams
• Ensure solutions meet business objectives and enterprise architecture and security standards
• Drive Agile delivery and continuous delivery methodologies
• Provide technical oversight for enterprise-scale distributed systems
• Build and support API-first, event-driven, microservices, and cloud-native architectures
• Integrate vendor platforms, proprietary systems, and enterprise data services
• Review and approve solution designs for scalability, resiliency, maintainability, and security
• Ensure solutions support regulatory obligations, supervisory requirements, and compliance controls
• Embed auditability, traceability, entitlement controls, evidencing capabilities, and monitoring
• Support internal audits, regulatory reviews, remediation programs, and control assessments

Senior Software Engineer

Data Analyst

• Support Analytics Zone users with data governance and data management activities, including metadata management, data onboarding, documentation, and compliance-related processes
• Identify opportunities to improve and automate data management processes
• Support implementation of innovative solutions that enhance efficiency and user experience
• Analyze and monitor operational performance metrics
• Identify trends and provide actionable insights for business decision-making
• Develop and maintain analytical datasets and databases by transforming and enhancing existing data sources
• Design, develop, and maintain dashboards and reporting solutions tracking key performance indicators and business outcomes
• Support one of the department areas: GIAC Insights, Revenue Insights, Claims Insights, Fraud, or Governance and Regulatory

Data Analytics & Insights Intern, Co-op

Manager

• Lead, guide, coach, and develop a team of Credit Analysts
• Oversee the overall credit portfolio and ensure structured deals meet risk policies
• Structure and package competitive credit solutions to meet customer needs
• Resolve customer operational and credit issues and handle escalations for significant risk matters
• Develop and maintain relationships with internal and external partners
• Analyze market, industry, and broader economic factors
• Develop Centre of Influence strategies and relationships
• Contribute to referral opportunities for internal Bank partners
• Participate in network events to enhance the TD brand
• Develop and implement business plans, growth strategies, and coaching plans for the Unit
• Set service and control standards and monitor deliverables and results
• Assess credit applications and review or approve credits within delegated limits
• Monitor and control the portfolio within approved guidelines and operating procedures
• Implement TD’s credit and operational risk management strategy
• Ensure regulatory and compliance requirements are followed
• Build and retain an engaged, diverse, and high-performing team
• Foster colleague development, continuous learning, collaboration, and psychological safety
• Develop strategic priorities and annual or long-term plans for the area
• Set team targets, conduct ongoing coaching, and complete Quarterly Check-Ins
• Manage employees in compliance with TD human resources policies and procedures
• Report generally to the Unit Leader

Senior Manager, Credit Management

Compliance

• Support adherence to statutory and regulatory requirements, including FCRA/Regulation V, ECOA/Regulation B, TILA/Regulation Z, SCRA, EFTA/Regulation E, and consumer protection laws
• Contribute to compliance-related initiatives and participate in internal reviews
• Assess controls, manage issues, and collaborate with business partners and stakeholders
• Exercise independent judgment on significant regulatory compliance risk matters
• Provide advice, counsel, guidance, consultation, and expert regulatory compliance support to business partners
• Research, review, and maintain expertise on banking regulations, laws, policies, procedures, and consumer protection requirements
• Create training content and train business partners on regulatory requirements
• Advise on implementation of new and amended regulatory requirements
• Review and approve disclosures, forms, customer-facing correspondence, operating procedures, and policies
• Perform targeted and periodic compliance monitoring
• Identify and communicate non-compliance and material control weaknesses
• Oversee remediation of regulatory issues and review remediation action plans
• Assess regulatory risk for new products, services, marketing campaigns, and other initiatives
• Lead projects involving moderately complex to complex risks and resource requirements
• Develop compliance policies, processes, controls, risk assessments, analysis, insights, and management reporting
• Respond to regulatory requests, findings, audits, and examinations
• Conduct enterprise-wide annual risk assessments and evaluate risk mitigation efforts
• Coordinate with Compliance, governance, control, audit, consulting, and business partners
• Support team development, knowledge transfer, mentorship, and stakeholder relationships

Senior Compliance Business Oversight Analyst

QA Engineer

• Provide independent quality assurance oversight of high-risk complaint reviews across TD Bank US
• Execute quality assurance assessments evaluating adherence to policies, standards, procedures, and regulatory expectations
• Conduct quality assurance reviews and peer reviews
• Identify opportunities to strengthen review quality, consistency, and effectiveness
• Provide strategic guidance to enhance the high-risk complaint review framework, governance, and operational processes
• Deliver insights and recommendations through trend reporting and feedback templates
• Drive continuous process improvement and promote adherence to internal and regulatory requirements
• Support creation of documentation and reports for external regulators and internal TD groups
• Lead development of team procedures and governance processes
• Advise Compliance stakeholders on changes and enhancements to enterprise Compliance programs
• Manage policy and training exemption governance and reporting processes
• Assist with Issues and Events system tracking and reporting
• Prepare summaries, presentations, briefing notes, and other program-status documentation
• Represent Compliance Governance & Operations on committees and regulatory change management initiatives
• Provide Compliance subject-matter expertise and advice to business partners
• Research, analyze, and assess Compliance program activities
• Participate in or manage regulatory examinations and internal/external audits
• Monitor service and productivity and implement continuous process improvements
• Lead or facilitate remediation plans for performance, risk, and governance issues
• Manage relationships across business lines and control functions
• Track emerging issues, trends, and regulatory requirements
• Support team knowledge transfer, training, coaching, and guidance

Quality Assurance Manager – Fair & Responsible Banking

Business Development Rep

• Support a team of Business Development Officers identifying, marketing, and selling loan products to the small business and regional commercial marketplace
• Provide sales, deal analysis, and process support to Business Development Officers in a defined region
• Market and assist with calls and other marketing efforts involving prospects, clients, internal referral sources, and external referral sources
• Develop close working relationships with internal bank partners and external centers of influence in conjunction with Business Development Officer activities
• Complete narratives, workbooks, and other documentation needed to submit loan applications to credit
• Manage all aspects of closing approved lending requests and execute specific requirements
• Analyze, originate, and monitor routine, less complex loans
• Make or assist in sales calls and marketing efforts, including internal and external communication
• Gather financial and general business information
• Coordinate and perform financial analyses needed to make credit decisions
• Understand and support the Bank's Customer Service Strategy
• Deliver high-quality customer experiences and service to internal partners, vendors, and customers
• Contribute to partner/customer experience improvements
• Support an inclusive culture and positive work environment
• Communicate team issues and points of interest
• Share information and learn from others' expertise

Business Development Associate

• Lead and manage a medium to large business management team or diverse function
• Develop, communicate, and implement an integrated strategy for the business management function
• Oversee, lead, manage, and plan work activities across multiple areas
• Lead development and implementation of policies, processes, procedures, and changes
• Advise management and teams on industry, enterprise, and business matters
• Identify emerging trends, issues, opportunities, and recommended actions
• Lead relationships with enterprise partners and leadership teams
• Provide aggregated views, escalations, recommendations, and decision support to leadership
• Forecast programs, initiatives, and demand; coordinate portfolio prioritization
• Deliver aligned communications to stakeholders and employees
• Ensure adherence to enterprise frameworks, methodologies, regulatory requirements, and risk appetite
• Identify, mitigate, monitor, and report risk and compliance issues
• Optimize organizational resources and operating model efficiency
• Lead or contribute to cross-functional and enterprise initiatives
• Lead governance meetings, committees, and related deliverables
• Facilitate action and remediation plans for performance, risk, and governance issues
• Provide team leadership, target setting, coaching, development, succession, recruitment, and resource management
• Foster productivity, innovation, process improvement, teamwork, and professionalism
• Coordinate resources and ensure deadline completion
• Establish relationships across business and technology partners
• Participate in knowledge transfer within the team and business units

Manager, Business Management

Analyst

• Identify, document, and validate current-state processes and design the desired future-state target operating model
• Provide recommendations based on end-to-end customer experience
• Lead, analyze, document, prioritize, and manage requirements with stakeholders
• Maintain end-to-end traceability from business goals through requirements, features, user stories, and test cases
• Plan and execute people and process change plans, including documentation, communications, and training
• Plan, execute, and manage functional testing across in-sprint testing, BAT, PAT, and post-production validation
• Create, review, and obtain sign-off on testing documentation and artifacts
• Create and execute detailed test cases and document results
• Define test data and test environment requirements
• Log defects and assist with resolution
• Communicate product changes and backlog priorities to stakeholders
• Make delivery decisions and assess, mitigate, and manage risks
• Drive Business Stakeholder Demos and compile team performance metrics
• Communicate testing impacts of scope and project changes to project management
• Analyze, develop, debug, execute, and maintain automated test cases
• Use Agile, Product Owner, Shift Left testing methodologies and tools including Jira, JTMF, and Confluence
• Build relationships with internal and external partners and collaborate across teams
• Engage and update stakeholders and senior management
• Guide team members and manage expectations
• Recommend best practices and develop innovative solutions
• Support team knowledge transfer, training, coaching, and cross-functional collaboration

Business Application Analyst III

• Lead, support, and guide a team of quality engineers within portfolios, journeys, lines of business, projects, or features
• Partner with Journey Solution Train Engineers, Release Train Engineers, and Product Owners on test services and strategies
• Drive end-to-end testing for journey, program, and project-originated features
• Drive high-quality delivery practices, requirements, acceptance agreements, environment stability, and risk mitigation
• Coach quality engineering practitioners across platform teams
• Manage large quality engineering programs and projects across multiple technologies, platforms, lines of business, and solutions
• Guide test strategies and test plans for parallel initiatives in TD’s Scaled Agile framework
• Provide subject matter expertise in quality, performance, user experience, and future bug prevention
• Implement test strategies and guide delivery teams in tools and environment setup supporting quality and traceability
• Lead comprehensive end-to-end solution creation with accountability for feature delivery
• Improve test efficiency and optimize testing to generate cost savings
• Provide technical guidance on functional and API automation tools and troubleshoot problems
• Understand requirements, attend workshops, identify resourcing needs, provide estimates, and define operating/governance models
• Build partnerships across teams and departments and optimize talent utilization
• Ensure quality engineering resources are ready and trained for the delivery pipeline
• Implement quality engineering best practices and maintain accurate status tracking and reporting
• Ensure stakeholder alignment through timely status reporting and communicate quality engineering, automation, and non-functional value using metrics

Quality Engineer Manager

Architect

• Report to the Senior Manager, Business Management
• Design, develop, and continuously evolve learning solutions supporting the Canadian Banking Contact Centre
• Serve as the primary learning lead for the Canadian Banking Contact Centre
• Translate business priorities into practical, scalable learning solutions that accelerate colleague proficiency and performance
• Own learning needs analysis, content strategy, and learning asset development across onboarding, Day 2, and capability uplift
• Develop and maintain the learning roadmap aligned to business objectives and workforce priorities
• Advise leaders on learning scope, modality, and sequencing
• Develop and execute long-term learning strategies, plans, and roadmaps
• Conduct learning needs and performance gap assessments
• Diagnose root causes and recommend learning or non-learning solutions
• Apply instructional design methodologies and adult learning principles to develop learning solutions
• Establish learning design standards, tools, and practices
• Translate complex business processes into learner-centric experiences across multiple delivery modalities
• Maintain learning inventory and identify opportunities to streamline or modernize content
• Build business cases for learning development and define rollout plans
• Collaborate with HRBPs, L&D COEs, learning operations, learning technology partners, and external vendors
• Manage issues and escalations related to the learning strategy
• Coordinate learning initiatives across multiple workstreams and timelines
• Track progress, risks, and dependencies and escalate where appropriate
• Gather feedback and performance insights to improve learning solutions
• Support leader updates and communications related to learning initiatives

Manager, Learning Architecture & Strategy

• Analyze product-level activity, material balance movements, and emerging liquidity issues
• Translate complex financial and regulatory data into actionable liquidity insights for management and stakeholders
• Conduct analysis, reporting, monitoring, forecasting, and reconciliation activities
• Develop liquidity methodology, assumptions, processes, policies/frameworks, and systems
• Develop, implement, and maintain systems and applications to extract data from product systems
• Prepare and present funding and risk management reports
• Evaluate intraday and cashflow forecasting related to cash management
• Analyze liability and asset portfolio changes, evaluate trends, and reconcile cash flow activity
• Evaluate product and customer behavior in stress scenarios and provide funding concentration views
• Participate in stress testing and provide a Liquidity SME perspective
• Support regulatory and internal management reporting
• Support reviews with first-line, second-line, and third-line functions
• Conduct research projects and support presentations and communications to management
• Lead projects or workstreams within broader projects
• Identify and lead problem resolution
• Collaborate with team members, transfer knowledge, and provide training, coaching, or guidance
• Manage confidential information and escalate issues and risks appropriately
• Keep current with emerging trends and regulatory requirements

Treasury Liquidity Analyst

Designer

• Translate approved business and learning requirements into practical, engaging, accessible, and performance-focused learning experiences
• Develop learning journeys, curricula, courses, simulations, assessments, facilitator materials, performance-support tools, and reinforcement resources
• Work with business subject-matter experts, change management, learning operations, learning technology partners, facilitators, and other partners
• Design end-to-end learning experiences supporting development, transformation initiatives, role readiness, capability uplift, and sustainment
• Apply instructional design methodologies, adult learning principles, and learner-experience practices
• Create learning objectives, design documents, storyboards, course outlines, learning pathways, prototypes, and development plans
• Select learning methods based on outcomes, audience, complexity, risk, scale, and speed to proficiency
• Incorporate practice, feedback, reflection, assessment, coaching, and on-the-job application
• Design and develop digital, microlearning, virtual, instructor-led, workshop, scenario, simulation, assessment, job-aid, facilitator-guide, coaching, and reinforcement assets
• Translate complex policies, processes, products, systems, and business requirements into clear learner content
• Write scripts, instructions, scenarios, examples, activities, and assessment questions
• Partner with multimedia and learning technology resources to develop video, audio, interactive, and visual learning experiences
• Adapt content for roles, proficiency levels, channels, languages, and operating environments
• Conduct quality reviews and validate content with subject-matter experts and risk, compliance, or governance partners
• Test learning materials and resolve design, content, navigation, or usability issues
• Facilitate design discussions and communicate decisions, progress, dependencies, risks, and approvals
• Prepare implementation-ready learning packages and support pilots, train-the-trainer activities, facilitator preparation, and launches
• Monitor learner and stakeholder feedback and recommend adjustments
• Design assessments and feedback mechanisms to measure knowledge, skill application, confidence, and readiness
• Maintain learning assets, inventory, status, ownership, review dates, and lifecycle management
• Contribute to continuous improvement of instructional design standards and reusable templates

Learning Designer

Financial Crime

• Design, develop, and maintain automated workflows, applications, dashboards, and reporting solutions using Microsoft technologies
• Use Power Automate, Power Apps, Power BI, Copilot, and SharePoint to improve operational efficiency, strengthen controls, and enhance data quality
• Apply data analytics and visualization techniques to generate insights for executive and management decision-making
• Support the development, execution, and continuous enhancement of the FCRM governance automation roadmap and strategic initiatives
• Contribute to FCRM automation forums and working groups by coordinating meetings, preparing materials, tracking actions, and monitoring progress
• Collaborate with FCRM stakeholders to gather requirements and translate business needs into scalable automation solutions
• Review and challenge business requirements for strategic alignment, governance compliance, and long-term sustainability
• Complete and maintain governance, risk, and control assessments and supporting evidence
• Conduct solution testing, validation, and quality checks
• Monitor and maintain automation solutions, identify enhancements, and resolve issues
• Develop procedures, user guides, training materials, job aids, and technical specifications
• Track emerging technologies, industry trends, and leading practices in automation, artificial intelligence, data analytics, and Microsoft platforms
• Build relationships with business, governance, technology, and risk stakeholders
• Promote innovation, continuous improvement, data-driven decision-making, and responsible AI adoption across FCRM

Senior Financial Crime Risk Analyst

• Support execution and administration of regulatory, supervisory, and risk management programs across TD Wealth
• Coordinate administration of the Wealth Conflicts of Interest program
• Maintain conflict inventories, logs, attestations, and supporting documentation
• Perform monitoring activities, identify potential conflicts, and track mitigation activities
• Prepare reporting packages for governance committees and management review
• Support licensing and registration activities for registered personnel
• Monitor renewal requirements, continuing education obligations, and registration statuses
• Coordinate regulatory filings, amendments, and updates
• Coordinate review and approval workflows for marketing materials and sales communications
• Perform monitoring and documentation activities supporting Regulation W compliance
• Maintain inventories of affiliate arrangements and transactions
• Support maintenance of Wealth Management business continuity plans
• Coordinate annual reviews, testing exercises, and recovery validation activities
• Support crisis management and incident response activities as needed
• Track compliance, audit, and regulatory findings, issue logs, and remediation plans
• Support responses to internal audits, compliance reviews, and regulatory examinations
• Lead process improvement initiatives focused on reducing operational risk and improving efficiency
• Apply Lean, Six Sigma, and continuous improvement methodologies
• Conduct process mapping, root cause analysis, and workflow reviews
• Develop and monitor KPIs and process metrics
• Partner with Technology, Operations, Compliance, and business stakeholders to implement process automation and digital solutions
• Support enhanced workflows, monitoring routines, reporting tools, and governance processes
• Assist with implementation and maintenance of procedures and control documentation
• Conduct periodic control reviews and self-assessments
• Support testing and validation of key controls
• Produce recurring management reports, dashboards, and metrics
• Monitor trends, exceptions, and key risk indicators
• Coordinate meetings, governance materials, and follow-up actions
• Support communications and training efforts related to oversight programs