Data Scientist

• Provide technical leadership across the overall Analytics function
• Explain complex data analysis-related material during client interactions
• Develop, maintain, and enhance enterprise AML/CTF models and AI solutions
• Support regulatory requirements and TD’s global AML/CTF strategies
• Address emerging financial crime risks and support customer rating, sanctions screening, transaction monitoring, model performance monitoring, analytics, and reporting
• Lead and complete complex initiatives integrating cross-functional processes
• Work independently on analysis, design, and support of technical data management solutions
• Manage and prioritize multiple projects and longer-range functional planning
• Work with business owners to identify opportunities and serve as a data science ambassador
• Translate business problems into viable data science solutions
• Extract and prepare data, apply statistics and advanced analytics, and derive insights from big data
• Visualize insights and communicate results to decision-makers and stakeholders
• Collaborate with analysts, engineers, and application developers to build scalable data science solutions
• Provide analytical thought leadership and educate the organization on hypothesis testing and statistical validation
• Identify risks, provide guidance, and lead remediation plans for performance, risk, and governance issues
• Monitor service, productivity, efficiency, and continuous process improvements
• Manage relationships across business lines and control functions
• Maintain risk management and control aligned with regulatory requirements and risk appetite
• Mentor others, share knowledge, and contribute to team development

Data Scientist III – FCRM Risk Modeling

• Collect data and use data science techniques, including data wrangling, profiling, visualization, and statistical inference, to uncover actionable insights or build analytics solutions
• Develop and monitor financial crime risk models
• Work autonomously within a specialized business management function and provide work direction to others
• Provide specialized knowledge, advice, and guidance to stakeholders and team members
• Complete complex projects and initiatives requiring specialist knowledge or cross-functional process integration
• Perform tasks independently from end to end
• Understand business context and data infrastructure and translate business problems into viable data science solutions
• Extract and prepare data, apply statistics and advanced analytics, and use business acumen to extract insights from big data
• Visualize insights to clearly communicate results to decision-makers and stakeholders
• Collaborate with data and business analysts, software engineers, data engineers, and application developers on scalable data science solutions
• Improve business processes through data-driven insights
• Educate the organization on hypothesis testing and statistical validation
• Translate current information into continuous improvement activities
• Participate in cross-functional and enterprise initiatives as a subject matter expert
• Monitor service and productivity and implement process and performance improvements
• Implement remediation plans for performance, risk, and governance issues
• Manage relationships with business lines, corporate functions, control functions, and stakeholders
• Monitor emerging issues, trends, and regulatory requirements and assess impacts
• Maintain a culture of risk management and control
• Participate as a team member, support a positive work environment, and communicate issues promptly
• Provide thought leadership and transfer knowledge within the team and business unit
• Participate in performance management, development, and cross-training
• Keep stakeholders informed about project status and day-to-day activities
• Mentor others and contribute to team capability development
• Develop productive relationships with internal and external stakeholders
• Act as a brand ambassador for the business area and TD Bank

Data Scientist II, FCRM Modeling

Analyst

• Conduct in-depth industry and financial analysis of existing and potential borrowers
• Support Lending and Credit functions of the Bank
• Handle complex loans, industries, and Customers independently
• Research industry-specific information from external sources
• Participate in Customer meetings and make direct inquiries for specific Customer information
• Perform underwriting analysis of borrowers’ character, creditworthiness, and financial condition
• Provide analytical support to the lending function
• Prepare approval memorandums for lending and credit authorities
• Analyze financial statements, management profiles, business and product cycles, cash flow, collateral, and aging data
• Identify trends, measure performance, assess financial strength, and develop credit-risk assessments
• Prepare written analyses with recommendations for approval, denial, or alternative structures
• Maintain credit files and monitor updated financial statements and analysis memorandums
• Monitor compliance with regulatory requirements
• Identify deviations from Commercial Loan Policy and recommend alternative structures to reduce credit risk
• Meet operational performance standards for quality and timeliness
• May train, mentor, and coach junior analysts

Commercial Credit Analyst III – State & Municipal

Chief Technology Officer

• Lead end-to-end technology delivery for Financial Crimes Investigations capabilities
• Drive integration and rollout of a SaaS-based financial crimes case management and orchestration platform
• Establish and manage connectivity, data pipelines, interfaces, and secure integration patterns across TD, vendor, and internal data environments
• Ensure adherence to technology, security, privacy, resiliency, data governance, architecture, and regulatory control standards
• Align FCRM leadership, technology partners, and vendors on roadmap priorities, sequencing, dependencies, and schedules
• Provide senior-level accountability across technology and data components while managing risks, issues, dependencies, funding considerations, and trade-offs
• Oversee vendor relationship management, performance, issue resolution, delivery quality, escalations, and contractual commitments
• Partner on responsible AI capabilities for analyst research, transaction analysis, narrative generation, quality review, and investigative decision support
• Build, lead, and develop a high-performing technology, delivery, data, risk, and stakeholder management team
• Prepare executive communications, status updates, decision materials, and escalations
• Champion risk management and embed control obligations into delivery for sustainable operation in a regulated banking environment
• Translate financial crimes risk objectives into executable technology roadmaps and delivery outcomes
• Influence senior stakeholders across business, risk, technology, infrastructure, data, and vendor organizations
• Promote engineering excellence, operational discipline, resiliency, and quality
• Develop talent, strengthen succession depth, and foster an inclusive, accountable, high-performing team culture

Head of Technology, AML Investigations

General

• Develop the mortgage business and customer base
• Target referrals from realtors, builders, financial planners, and other centers of influence
• Build sales skills and credit knowledge through targeted sales training
• Integrate within TD's employee-focused corporate culture and team
• Work with the Sales Manager through joint sales calls and monthly coaching sessions
• Use a sales management system designed for the sales channel
• Build and manage a personal business using TD's brand
• Maintain a flexible work schedule

Mobile Mortgage Specialist

Manager

• Lead a team within the Legal Technology Enablement team in Toronto
• Manage TD Legal's technology stack from the legal business and operational standpoint
• Support Legal's Data and Technology roadmap
• Develop and implement configurations for efficient and scalable solutions across TD Legal
• Participate in strategic planning and ongoing operational management of the TD Legal Technology Stack
• Partner with the TD technology team to lead and coordinate upgrades and system updates
• Manage the team supporting the technology platforms
• Lead and manage Business Operations Practices supporting BAU processes for three or more applications
• Own deployment and change management for initiatives and projects across all project tiers
• Support projects in developing operating practices and integrating technology projects into operational processes
• Manage documentation for Business Operations and project artifacts, including Operations Manuals, BRDs, SRSs, and Test Plans
• Ensure adherence to privacy, legal, compliance, and Office of the Chief Data Officer requirements
• Establish relationships across business and technology partners, program managers, and project managers
• Ensure compliance and procedure guidelines to support satisfactory audit results
• Assess resources and capabilities and enhance the value delivered

Manager, Business Application Management

• Develop the mortgage business by targeting referrals from realtors, builders, financial planners, and other centers of influence
• Build sales skills and credit knowledge through targeted sales training
• Integrate within TD's employee-focused corporate culture and team
• Work closely with the Sales Manager through joint sales calls and monthly coaching sessions
• Use a sales management system designed for the sales channel
• Build your own business using TD’s #1 rated brand in Canada
• Serve customers through TD Canada Trust's personal and small business banking business

Security Engineer

• Lead development and/or implementation of significant or bank-wide technology controls and information security strategies, policies, programs, and tools
• Provide expert advice and guidance on technical solutions
• Oversee control and governance activities
• Identify and assess potential security risks, breaches, and exposures affecting highly complex/high-risk businesses or strategic initiatives
• Interface primarily with executive and functional stakeholders across the Bank
• Provide technical leadership, consulting, and direction to larger teams or portfolios on technology controls and information security
• Foresee issues and gaps and identify emerging industry trends
• Recommend value-added improvements and enhancements
• Work autonomously on high-profile, complex, and/or high-risk technology projects

Senior Information Security Specialist

• Develop mortgage business by targeting referrals from realtors, builders, financial planners, and other centers of influence
• Build sales skills and credit knowledge through targeted sales training
• Work closely with the Sales Manager through joint sales calls and monthly coaching sessions
• Use a sales management system designed for the mobile mortgage sales channel
• Develop and maintain customer relationships
• Build and manage a personal customer base using TD’s brand
• Develop new business and achieve professional sales goals

Strategy

• Develop and execute collections strategies across early- to late-stage delinquency
• Improve cure rates, roll rates, and customer engagement
• Use data analytics and segmentation to design targeted SMS, digital, call, and legal-routing treatments
• Drive test-and-learn frameworks, including control/treatment design, performance measurement, and statistical validation
• Identify customer segments using behavioral, risk, and engagement data
• Partner with Legal, Compliance, Operations, and Digital Vendors
• Monitor metrics including RPC%, PTP%, liquidation curves, and roll rates
• Deliver insights and recommendations to leadership and Senior Management
• Ensure strategies comply with TCPA, FDCPA, CFPB guidance, and other regulatory standards
• Support digital transformation, automation, and vendor integration initiatives
• Lead or participate in new initiatives, workflow improvements, services, applications, operational efficiencies, special projects, and cross-functional work groups
• Develop and enhance credit risk assessment capabilities
• Create regular reports using quantitative methods and MIS to improve efficiency, revenue, and credit-risk management
• Work with Internal Audit and External Regulators to maintain complete, current process documentation
• Communicate relevant issues and maintain effective relationships with internal and external groups

Collections Strategy Manager

• Develop mortgage business by targeting referrals from realtors, builders, financial planners, and other centers of influence
• Build sales skills and credit knowledge through targeted sales training
• Work closely with the Sales Manager through joint sales calls and monthly coaching sessions
• Use a sales management system designed for the sales channel
• Build an independent business using TD’s brand
• Develop a customer base and new business
• Flex work schedule to maintain work-life balance

Financial Planning and Analysis

• Oversee a cross-functional team responsible for setting U.S. GAAP accounting policies and producing financial reports for legal entities and segment reporting
• Monitor the Bank's compliance with the asset cap provision and proactively recommend adjustments to execution strategies
• Collaborate with Risk, TBSM, Corporate Development, business leaders, Chief Accountants, Treasury, U.S. Region Wholesale, and other critical areas to ensure accurate and complete financial reporting
• Liaise with regulatory affairs teams and maintain effective relationships with U.S. regulators, auditors, the Audit Committee, CBA, OSFI, and standard setters
• Provide accounting policy and advisory services to U.S. businesses, including guidance on new and complex transactions
• Hire, develop, manage, and evaluate staff, including performance and compensation decisions
• Implement and manage financial reporting processes, data collection, records, and process improvements
• Report on asset positions, profitability, risk-weighted assets, and capital to management and Board committees
• Identify and assess risks associated with asset optimization actions
• Manage governance practices, challenge processes, committees, documentation, and adherence to the asset cap provision
• Develop and implement training programs for financial reporting staff and stakeholders
• Prepare and review U.S. legal entity financial statements under U.S. GAAP and segment results under IFRS
• Lead technical and project aspects of implementing new accounting and disclosure requirements
• Provide valuation-related services for Corporate Development and other bank segment transactions
• Develop, assign, and monitor plans to achieve goals and objectives
• Cultivate an engaged, diverse, inclusive, and high-performing team aligned with TD's strategic priorities

Head of U.S. Accounting Policy, Financial Reporting

IT Specialist

• Provide technical leadership across data analysis functions including data modeling, SQL, data quality, data profiling, ETL, metadata enrichment and management, data provenance and lineage, and report design
• Serve as a senior lead and subject matter expert for technical data management solutions
• Support Financial Crime & Risk Management systems, including Oracle Transaction Monitoring and Customer Risk Rating solutions
• Design, develop, and maintain the technology platform processing bank payments through behavior-detection algorithms
• Design and maintain data governance processes to ensure data integrity for payment and reference data sent to FCRM systems
• Document and manage data quality controls, business logic validations, and checks for FCRM data feeds
• Lead analysis, design, and support of technical data management solutions on larger projects
• Consult with clients and project teams on research, analysis, design, support, and development of technical solutions
• Act as a key resource for exchanging technical information with project teams, the business, and outside vendors
• Coach and educate others
• Report generally to a Senior Manager or Executive
• Engage in cross-team initiatives to modernize technology and align with portfolio and enterprise technology roadmaps

IT Data Specialist

• Own and lead Data Content Manager as an enterprise capability across in-scope ServiceNow modules
• Establish and operate governance, controls, processes, and the team required to continuously measure and improve data quality
• Own the Data Content Manager strategy, operating model, roadmap, and ongoing operation
• Define and maintain the enterprise data quality rulebook and Data Content Manager blueprint inventory
• Translate business rules, control requirements, data definitions, and regulatory expectations into automated validations
• Operate deviation-management lifecycle, including scans, task generation, assignment, validation, closure, escalation, and reporting
• Lead field-level and group certification campaigns across ServiceNow modules
• Establish and execute first-line data quality assurance and control-testing programs
• Perform root-cause analysis of recurring or material data defects and track remediation commitments
• Support regulatory examinations, internal audits, risk assessments, and issue-remediation programs with traceable evidence
• Own data quality measurement frameworks, KPIs, dashboards, scorecards, and executive reporting
• Identify material trends and emerging risks and recommend corrective actions
• Partner with platform teams, module owners, data owners, technology leaders, architecture, infrastructure, security, risk, and audit
• Establish decision rights and accountability across data consumers, owners, and providers
• Build, lead, and develop a team responsible for blueprint engineering, data quality operations, certification, reporting, control testing, and stakeholder support
• Manage vendor or consulting resources where specialized expertise is required

Senior Manager, Enterprise Data Quality Management

• Conduct in-depth industry and financial analysis of existing and potential borrowers
• Prepare sophisticated three-statement financial projection models
• Support the Lending and Credit functions of the Bank
• Research industry-specific information from borrowers, publications, libraries, other banks, credit agencies, and the Internet
• Participate in Customer meetings and make direct inquiries for specific Customer information
• Perform underwriting analysis of borrowers’ character, creditworthiness, and financial condition
• Provide analytical support to the lending function
• Prepare approval memorandums for presentation to lending and credit authorities
• Analyze financial statements, management profiles, business and product cycles, cash flow ability, collateral, and agings
• Identify trends, measure performance, assess financial strength, and develop credit risk assessments
• Maintain credit files and monitor updated financial statements
• Prepare updated analysis memos
• Monitor compliance with regulatory requirements
• Identify deviations from the Company Commercial Loan Policy
• Become familiar with alternative structures to reduce credit risk
• Achieve operational performance standards for quality and timeliness
• Work under review and monitoring by lead staff

Data Scientist III – FCRM Risk Modeling

Data Scientist II, FCRM Modeling

Commercial Credit Analyst III – State & Municipal

Head of Technology, AML Investigations

Mobile Mortgage Specialist

Manager, Business Application Management

Mobile Mortgage Specialist

Senior Information Security Specialist

Mobile Mortgage Specialist

Collections Strategy Manager

Mobile Mortgage Specialist

Head of U.S. Accounting Policy, Financial Reporting

IT Data Specialist

Senior Manager, Enterprise Data Quality Management

Commercial Credit Analyst I – Middle Market